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Lead data strategy and standards across product teams, develop experimentation best practices, mentor data scientists and analytics engineers, collaborate with product/engineering/design/research, and apply advanced data techniques to improve user engagement and product decision-making.

The Backend Engineer III will collaborate with cross-functional teams to design and build parts of Monzo's banking platform using technologies like Go and Kubernetes, focusing on customer outcomes and resilient software.

Provide legal advice and commercial guidance on payments, digital assets and emerging payment technologies. Act as a legal business partner to product, engineering, risk and compliance teams; identify and mitigate legal and regulatory risks; support UK and EU regulatory compliance; deliver training; improve legal workflows and technology; and manage relationships with external law firms and suppliers.

The Senior Product Marketing Manager will shape global propositions for Monzo's Borrowing products, lead product launch strategies, and collaborate with cross-functional teams to ensure market success and compliance with regulatory requirements.

The Lead Product Designer will tackle complex design challenges, define product visions, enhance design systems, and collaborate across teams at Monzo. They are expected to lead projects, mentor team members, and improve customer-centric solutions using innovative design methodologies.

Lead technical development and production deployment of advanced ML solutions (including LLMs, RAG, graph and sequence models) to improve customer operations. Provide hands-on engineering, mentor ML engineers, collaborate with product and backend teams, and drive MLOps and lifecycle strategy to route, disambiguate and resolve customer queries at scale.

Lead technical ML efforts to detect and prevent financial crime by designing, developing and shipping production deep learning, graph and sequence models. Provide IC technical leadership, mentor peers, work with product, engineering and MLOps to iterate models on a cloud-native platform, and measure production impact while minimising false positives and operational costs.

Lead vulnerability, accessibility, inclusion and bereavement strategy across Monzo. Develop standards, roadmaps and measurable outcomes; assess regulatory and customer-impact gaps; manage risks, controls and remediation; and influence Product, Operations, Risk, Compliance, Data and Engineering teams. Use customer insight, complaints and operational data to identify systemic barriers and improve customer outcomes. Serve as a senior subject matter expert, provide credible challenge, and build organizational capability.

Investigate complex and high-risk anti-money laundering alerts for business accounts, recommend Suspicious Transaction Reports, make risk-based onboarding decisions, conduct enhanced due diligence, and provide financial crime expertise to operational teams. The role requires strong English and Italian communication skills, experience with business banking financial crime investigations, and knowledge of UK and EU financial crime risks.