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As a Senior Staff ML Scientist, you'll lead ML strategy at Monzo, mentor teams, develop AI solutions, and influence design in operations.

Lead complex, high-risk AML investigations for business accounts across the EU. Recommend Suspicious Transaction Reports, make risk-based onboarding and ongoing due-diligence decisions, and provide financial crime expertise to operational teams. Support coverage across extended hours and weekends and participate in a Spanish language assessment during hiring.

Partner with Payments leadership to manage P&L and balance sheet, build business cases, analyse product and market performance, drive commercial projects, forecast and report results, design processes, and mentor financial analysts to support strategic financial decision-making.

The Senior Data Scientist will focus on quantitative analysis, guide A/B tests, and collaborate with teams to enhance user engagement and product profitability.

The Hiring Operations Analyst will improve hiring processes with data analysis, manage vendor relationships, and enhance candidate experiences.

The Web Analyst will optimize website performance through traffic analysis, ensuring accurate data capture, and presenting actionable insights for better user engagement and SEO performance.

The Senior Staff Engineer will focus on automation-first customer problem resolution, providing hands-on technical leadership while collaborating across teams to enhance customer experience and operational efficiency.

Lead design and run marketing governance for compliance-by-design. Own Financial Promotions adherence, consent strategy, MarTech requirements, third-party risk, training, and regulatory setup for international expansion.

The Staff Software Engineer will focus on product integrity, driving quality systems, maintaining reliability, and mentoring engineers across Monzo's technology teams.

The Credit Analyst will develop credit and pricing strategies for unsecured lending products, improve credit underwriting, analyze data for insights, and collaborate across teams to drive successful lending portfolios at Monzo.