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Lead development of central pricing and decisioning capabilities, including unit economics, yield targets, monitoring and testing frameworks, scalable tooling, and oversight of pricing/decisioning analysts. Collaborate with AI/ML engineers and cross-functional teams to translate family-specific needs into scalable, configurable model requirements and toolkits to drive credit and commercial strategy.

Design and optimise global credit decisioning and pricing strategies using data and predictive models. Collaborate with Risk, Product, Commercial and ML teams to monitor models, propose features, and deliver commercial insights to maximise customer funding within risk appetite.

Analyse portfolio performance and credit risk; own analytical projects end-to-end; build forecasting models and monitoring dashboards; present insights to stakeholders; partner cross-functionally to optimise risk strategy, pricing and operations.