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Design and optimise global credit decisioning and pricing strategies using data and predictive models. Collaborate with Risk, Product, Commercial and ML teams to monitor models, propose features, and deliver commercial insights to maximise customer funding within risk appetite.

Lead development of central pricing and decisioning capabilities, including unit economics, yield targets, monitoring and testing frameworks, scalable tooling, and oversight of pricing/decisioning analysts. Collaborate with AI/ML engineers and cross-functional teams to translate family-specific needs into scalable, configurable model requirements and toolkits to drive credit and commercial strategy.