Lead Product Analyst - Cash Management - WISE Platform

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

ABOUT WISE PLATFORM

Wise Platform takes all of the world-class payments products Wise has built over the last 15 years and enables hundreds of millions of consumers and businesses to access them in the places where they already move and manage their money - with banks and large tech platforms.

Today, we’re already powering payments for some of the world’s top neobanks like Monzo, N26, and Nubank, alongside a growing list of leading global banks such as UniCredit, Morgan Stanley and Standard Chartered, to name a few. In the tech platforms space, we’re powering payments for partners across a whole range of industry verticals and use cases. Whether that’s leading marketplaces like Google, Agoda, or Upwork, workforce management tools like Deel, or investment platforms like Interactive Brokers - we’re bringing  the power, simplicity, and transparency of Wise to even more people and places.

And, we’re just getting started! Wise Platform is one of the newest and fastest growing products at Wise. We’re a global and highly cross-functional team, spearheading Wise next phase of growth! 

As the Lead Product Analyst in Cash Management, you’ll sit at the centre of one of Wise Platform’s biggest growth and profitability opportunities: helping the world’s largest banks and platforms manage Liquidity, Settlement and FX with Wise. You’ll build the models, KPIs and decision frameworks that shape our Post‑Funding, Conversions and Treasury products, directly influencing take‑rate, partner revenue and GTM-strategy. This is a high‑autonomy role in a fast-scaling “start-up within a scale-up” environment. You’ll turn ambiguous partner and treasury problems into crisp insights, compelling narratives and clear product bets, working closely with Product, Engineering, Commercial and Finance to ship improvements that unlock volume, reduce friction, and increase margin.

WHAT YOU’LL BE DOING

• You will deliver high-impact, scalable data solutions such as building and maintaining robust models and data products that directly support the team's efficiency, effectiveness and risk appetite.

• You will proactively manage team KPIs, ensuring clear measurement and understanding of product performance, undertaking deep-dives and providing actionable recommendations to drive product objectives and roadmap.

• You will be leveraging advanced analytics, crafting dashboards and visualisations that bring product performance data to life, tell a clear story, and offer diagnostic power.

• You will conduct opportunity sizing for product initiatives to understand short-term and long-term impacts against key performance indicators and our long term vision.

• You will support product discovery through initiatives such as market sizing, research, and scenario modelling to inform the product roadmap.

• You have experience working in payments and/or banking. A plus if you’re familiar with FX products, treasury or liquidity management domains. 

• You are proficient with SQL and know your way around data pipeline management tools such as Snowflake, dbt, Git, Airflow, Python, and Lightdash. You're comfortable owning analytics from data transformation through to delivering actionable insights.

• You are commercially minded. Able to translate your analysis into impact and comfortable with opportunity sizing, prioritisation and scenario modelling.

• You have experience working in a high-growth B2B tech environment and have worked closely with product teams before.

• You are solution-oriented and able to own projects from start to finish. You are comfortable motivating stakeholders across Wise and negotiating timelines to unblock yourself and make things happen!

• You are an excellent communicator, able to form your own opinions and effectively articulate them to influence key stakeholders. You should also be comfortable writing and maintaining clear and concise documentation and analysis.

NICE TO HAVE BUT NOT ESSENTIAL

• Proficient in python’s various data transformation, visualisation and statistics libraries i.e. pandas, numpy , scipy and plotly

• Experience leading a team or owning a whole product domain

PROCESS 

1) Screening call with recruiter - 30 mins

2) Take home Case Study - 7 days to submit

3) Technical Interview - 1.5 hours

4) Stakeholder Interview - 1 hour

5) Final Interview - 1 hour

Preparation material and further context will be provided at each stage.

BENEFITS:

💰 Base salary of £75k - £115k (based on experience)

🚀 RSU's in a growing and publicly listed company 

🌎 Work from (almost) anywhere in the world for up to 90 days a year

🏠 Flexible working - you’re trusted to do the right thing and be responsible

🏥 Private Medical Insurance + Life Insurance

🏋️ Discounted gym memberships and cycle to work scheme

🏝️ A paid 6-week sabbatical leave after four years 

👶 26 weeks maternity leave at full pay

💪 An annual self-development budget

🚀 Annual Mission Days festival

🐶 Pet friendly offices 

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.