JPMorganChase
Wealth Management, Mortgage Solutions Specialist, Vice President, London
Be an Early Applicant
Originate, structure, underwrite and service UK (and French) regulated and unregulated residential mortgages for ultra-high-net-worth clients. Advise Client Advisors on suitability and affordability, coordinate with Credit Risk and Mortgage Support, manage ongoing portfolio maintenance, and educate stakeholders on market practices and requirements.
Job summary
About the TeamJ.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.
As a Mortgage Specialist – Vice President in the International Mortgage Solutions team within J.P. Morgan Private Bank, you will help deliver luxury residential real estate mortgage solutions for ultra-high-net-worth clients. You will partner with internal stakeholders to originate, structure, underwrite, and service regulated and unregulated residential mortgages, with a primary focus on the UK market. You will guide clients and internal teams through requirements, documentation, suitability, and affordability assessments. You will contribute to a high-touch client experience and a culture of collaboration, risk discipline, and accountability.
Job responsibilities- Partner with Client Advisors and Lending Solutions on luxury residential real estate opportunities and align solutions to client needs and bank requirements
- Own end-to-end delivery of UK and French regulated and unregulated residential mortgages, from fact-find through ongoing servicing
- Assess suitability and affordability using client information and financial documentation in line with relevant policies and regulations
- Collaborate with Credit Risk on underwriting, approvals, and annual portfolio reviews
- Coordinate with the Mortgage Support Team to ensure applications progress efficiently and accurately
- Manage ongoing portfolio maintenance, including covenants, insurance, maturities, and client enquiries
- Educate Client Advisors and senior stakeholders on market practices, requirements, and processes through established forums
- Demonstrable experience delivering residential mortgage solutions within a financial institution
- Proven experience advising and supporting ultra-high-net-worth clients with complex needs
- Strong understanding of the UK residential real estate market and mortgage origination process
- Working knowledge of regulated and unregulated mortgage requirements and end-to-end execution
- Ability to interpret financial documentation to support suitability and affordability assessments
- Experience partnering with credit risk and underwriting stakeholders in a controlled environment
- Strong stakeholder management skills, with the ability to communicate clearly across seniority levels
- Ability to work independently while collaborating effectively across teams
- Strong analytical, organisational, and documentation skills
- CeMAP qualification is a must
- Experience with French residential mortgages and related regulatory considerations
- Exposure to additional EMEA mortgage markets
- Experience supporting portfolio reviews, covenant monitoring, and ongoing risk management
- Familiarity with private banking or wealth management lending frameworks
- Track record of contributing to process improvement and service excellence in a high-touch environment
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorganChase London, England Office
25 Bank Street, Canary Wharf, London, United Kingdom, E14 5JP
Similar Jobs
Artificial Intelligence • Fintech • Payments • Business Intelligence • Financial Services • Generative AI
Lead the Payments Product team to build and scale core clearing, settlement, ledger, and banking integrations. Drive routing, failover, reconciliation, liquidity management, and developer APIs to optimize authorization, settlement speed, cost, and reliability across global payment rails.
Top Skills:
AchAPIsBanking IntegrationsCard Networks (VisaDouble-Entry LedgerFaster PaymentsLedger And Reconciliation SystemsMastercard)SepaSwift
Financial Services
Support structuring and portfolio management of project finance loans across energy, infrastructure, and transport. Perform due diligence, build financial models, assess credit risk, prepare credit memos, negotiate documentation, and monitor portfolio performance and covenants while collaborating with business partners.
Top Skills:
ExcelPowerPointWord
Cloud • Information Technology • Productivity • Security • Software • App development • Automation
Leads Atlassian’s EMEA Solutions Engineering and Architecture team for DX. Responsibilities include recruiting and mentoring team members, supporting strategic pre-sales opportunities and POCs, overseeing implementations, standardizing technical processes, allocating resources, tracking KPIs, and advocating for customer needs with Product and Engineering. The role requires strong understanding of software engineering organizations, SDLC, DORA metrics, SPACE, APIs, SQL, Git, and executive stakeholder management.
Top Skills:
APIsGitSQL
What you need to know about the London Tech Scene
London isn't just a hub for established businesses; it's also a nursery for innovation. Boasting one of the most recognized fintech ecosystems in Europe, attracting billions in investments each year, London's success has made it a go-to destination for startups looking to make their mark. Top U.K. companies like Hoptin, Moneybox and Marshmallow have already made the city their base — yet fintech is just the beginning. From healthtech to renewable energy to cybersecurity and beyond, the city's startups are breaking new ground across a range of industries.
