Affirm Logo

Affirm

Staff Software Engineer, Fullstack (Card Experiences)

Posted An Hour Ago
Be an Early Applicant
Easy Apply
Remote
Hiring Remotely in Canada
Senior level
Easy Apply
Remote
Hiring Remotely in Canada
Senior level
Lead technical strategy and execution for a full-stack card experiences team. Design and launch scalable backend systems and web or mobile applications, collaborate with product, design, analytics, risk, and operations, and own features from problem definition through production monitoring. Improve reliability, on-call operations, code quality, and technical standards while mentoring engineers and applying AI thoughtfully.
The summary above was generated by AI

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

The Card Experiences team builds the product surfaces that make the Affirm Card feel simple and trustworthy. We own the cardholder journey from the moment a card is ordered to every time it's used. Our work spans the full stack: customer-facing web and mobile experiences and the backend services behind them. You'll work closely with product, design, risk, and operations partners to turn customer pain points into shipped improvements, and use data to measure their impact. You'll own features end to end, from shaping the problem to launching and monitoring in production, and you'll help raise the bar on reliability and on-call health. AI is central to how we work. We use it to build faster, to improve the quality of what we ship, and to create smarter, more helpful customer experiences. We lead from the front on adopting it, while holding a high bar on security and craft. A card is a high-trust product, so speed never comes at the expense of quality. If you want to help change how people plan their purchases, with a customer-first mindset and an eye for both speed and craft, we'd love to meet you.
What You'll Do

  • You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.
  • You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
  • You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.
  • You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
  • You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
  • You will help develop talent on your team by providing feedback and guidance, and leading by example.

What We Look For

  • This is a full stack role. You have 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
  • You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes.
  • You have a total of 8+ years of experience as a software engineer.
  • You are proficient in developing web apps using declarative UI frameworks like React Native or React or Vue.
  • You are proficient in designing, developing and launching systems at scale.
  • You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.
  • You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.
  • You think AI first and an adopter of latest technologies. You identify trends and safely apply them to the work.
  • Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.
  • You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
  • This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
 

Base Pay Grade - P

Equity Grade - 7

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
CAN base pay range per year: CAD $181,000 - $241,000

Location - Remote Canada
This remote role is open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan.

#LI-Remote

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

  • Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
  • Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
  • Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
  • Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

Similar Jobs at Affirm

4 Hours Ago
Easy Apply
Remote
Easy Apply
Junior
Junior
Big Data • Fintech • Mobile • Payments • Financial Services
Design and develop backend features for Affirm’s underwriting platform, supporting merchants and consumers across Affirm Card, e-commerce, and app interfaces. Collaborate with product, design, analytics, and credit risk teams; implement reliable distributed systems; monitor metrics and availability; participate in on-call support, code reviews, debugging, interviewing, and engineering growth activities.
Top Skills: AWSKotlinKubernetesMySQLPython
4 Days Ago
Easy Apply
Remote
Easy Apply
Junior
Junior
Big Data • Fintech • Mobile • Payments • Financial Services
Build and launch full-stack customer-facing features and backend services for Affirm Card. Collaborate with product, design, analytics, and engineering teams; design scalable APIs, support distributed systems, monitor service reliability, participate in on-call operations, review code, and contribute to technical planning and team development.
Top Skills: AWSKotlinKubernetesMySQLPythonReactVue
4 Days Ago
Easy Apply
Remote
Easy Apply
Senior level
Senior level
Big Data • Fintech • Mobile • Payments • Financial Services
Build and operate scalable AI platform infrastructure, including LLM and MCP gateways, agent runtimes, evaluation services, routing, quotas, observability, and security controls. Own projects from design through launch and on-call, establish technical standards, collaborate with security and infrastructure teams, and mentor engineers. Develop highly available distributed backend systems supporting AI workloads across Affirm’s financial products and engineering organization.
Top Skills: Ai FrameworksAWSAws BedrockChatgptClaudeKotlinKubernetesLitellmLlmsMcpMySQLPython

What you need to know about the London Tech Scene

London isn't just a hub for established businesses; it's also a nursery for innovation. Boasting one of the most recognized fintech ecosystems in Europe, attracting billions in investments each year, London's success has made it a go-to destination for startups looking to make their mark. Top U.K. companies like Hoptin, Moneybox and Marshmallow have already made the city their base — yet fintech is just the beginning. From healthtech to renewable energy to cybersecurity and beyond, the city's startups are breaking new ground across a range of industries.

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account