Staff Engineer - Credit

Join Our Team as a Staff Engineer at Thredd!
Are you passionate about driving innovation in the financial services space? At Thredd, we’re on a mission to redefine the future of fintech, and we’re looking for a Staff Engineer to lead the charge in Credit, Lending, Banking, or Payment Systems design and development.As a staff engineer at Thredd you will have extensive experience in any of the following: Credit, Lending, Banking, or Payment Systems design and development.

Our Staff Engineer is a key contributor in developing software solutions while providing technical leadership and guidance to the team. In this role, you will lead credit focused initiatives, leveraging your expertise to architect and design robust, scalable, and maintainable systems tailored to the credit domain. You will be responsible for solving complex technical problems, optimising performance, and ensuring code quality through rigorous testing and reviews. Collaborating closely with stakeholders, product managers, and designers, you will understand requirements and deliver innovative solutions aligned with the organisation's credit strategy. Additionally, you will mentor and coach junior engineers, driving technical excellence and fostering a culture of continuous learning.

For this role you will have

• Extensive experience as a Software Engineer with a focus on designing and developing robust, scalable, and maintainable software systems as well as a solid understanding of software architecture principles, design patterns, and best practices.
• Strong expertise in Python.
• A strong knowledge of software development methodologies, frameworks, and tools such as Gitflow, Bitbucket (incl. pipelines), JIRA, Sonar, VSCode.
• Deep understanding in any of the following: Credit, Lending, Banking, or Payment Systems design and development.
• Experience with modern software development practices such as Agile, FDD, DevSecOps, and Continuous Integration/Continuous Delivery (CI/CD).
• An excellent understanding of automated software testing principles and methodologies, including unit testing, integration testing, and automated testing.
• Strong experience working with Amazon Web Services (AWS) and their ecosystem, using cloud-native platforms such as RDS, ECS, DynamoDB.
• Ability to optimize software performance and ensure scalability through efficient algorithms and code optimizations.
• Demonstrated expertise in solving complex technical problems and implementing innovative solutions.
• Strong leadership skills, with the ability to provide technical guidance and mentorship to junior engineers.
• Excellent communication skills, both verbal and written, with the ability to effectively communicate technical concepts to technical and non-technical stakeholders.
• Demonstrated ability to collaborate effectively with cross-functional teams and stakeholders.
• Proven track record of successfully delivering complex projects on time and within budget.
• Strong problem-solving and analytical skills, with the ability to quickly diagnose and resolve technical issues.
• Self-motivated and proactive, with a passion for staying updated with the latest technologies and industry trends.
• Experience in driving technical vision, innovation, and continuous improvement in an organization.
• Ability to plan and prioritize tasks and allocate resources effectively to ensure timely delivery of projects.
• Experience mentoring and coaching junior engineers, fostering a culture of technical excellence and continuous learning.

What You Will Be Doing

• Lead technical projects incorporating client requirements, ensuring development processes include thorough testing and integration of client feedback.
• Collaborate with project managers and product teams to align technical designs with client needs, driving a client-first approach in deliverables.
• Direct the team in developing data solutions that enhance workflows and ensure accurate, timely reporting of project metrics.
• Establish robust reporting mechanisms to track performance and outcomes, fostering collaboration across teams.
• Champion innovative engineering practices by guiding team members in adopting new technologies and methodologies.
• Provide mentorship in designing and implementing scalable solutions that meet technical and client requirements.
• Architect and develop robust, scalable, and maintainable software systems while addressing technical complexities.
• Develop tactical plans for engineering projects, prioritizing initiatives based on feasibility and client impact.
• Ensure project timelines and resource allocations are effectively communicated and aligned with broader objectives.
• Play a role in project planning, task prioritization, and resource allocation to ensure timely delivery.
• Exhibit advanced technical expertise and a comprehensive understanding of product architectures.
• Lead technical initiatives and contribute to product strategy discussions.
• Implement quality assurance processes focusing on engineering excellence and compliance with industry standards.
• Encourage a culture of quality within the team, ensuring all technical outputs meet defined metrics.
• Contribute to the technical vision by evaluating engineering strategies that align with organizational goals and market demands.

About us
Thredd is the trusted next-gen payments partner for innovators looking to modernise their payments offering. Certified by Mastercard, Visa and Diners & Discover, we process billions of debit, prepaid and credit transactions annually, supporting consumer and corporation FinTechs, digital banks and embedded finance providers across the globe. Our unique offering is our client-centric approach, combining hands-on support with modern, reliable and scalable technology.
Our assured solution accelerates the development and delivery of consumer and corporate payments components embedded within digital banks, as well as for expense management, B2B payments, crypto, lending, credit, Buy Now Pay Later, FX, remittance, and open banking innovators.