Build and maintain scalable backend payment systems covering payment methods, fund capture, recipient creation, orchestration, transaction records, and fiat and crypto wallets. Improve secure payment flows across products, ensure observability through dashboards and alerting, and collaborate with backend, mobile, and full-stack teams. The role requires ownership of reliable, well-tested, maintainable APIs and services supporting high-volume cross-border money movement.
Join Zepz: Breaking Down Borders, Together
Our Meaningful Mission
At Zepz, we're all about breaking down barriers for our customers and our teammates. Our purpose is deeply personal, we provide a lifeline and deliver opportunities to cross-border communities that need it most through cutting edge finance and tech.Zepz is the power behind WorldRemit and Sendwave, driven by the mission to celebrate the incredible impact migrants have, both at home and abroad. We're not just moving money; we're building a world that truly recognizes and supports global connections.
Who You'll Be Joining
We look for mission-driven builders who thrive in a fast-paced environment connected to a true purpose. We’re an always developing team of experts that enjoy problem solving and bring clarity to tough challenges. At Zepz, we are Relentless Learners, always seeking feedback, and Responsible Owners, treating company resources like your own. We depend on Transparent Communicators who keep the team aligned through open, honest talk.
Our Core Commitments — What We Live By
Our vibrant and truly diverse culture is built on three core commitments, that guide how we work and interact:
Perks of Joining Our Team
We believe in empowering colleagues because we genuinely trust our team. Our culture is founded on this high trust, which naturally encourages the high ownership that drives us to meet our shared high expectations and deliver high performance. While we have all the tools to work remotely, we value the purpose and benefits of in-person connections so we expect our teams to come to the office on a regular basis, and therefore be within a comfortable commutable distance from our London office. Alongside a great office environment, think unlimited annual leave , great healthcare benefits, and employee discounts. We want you to thrive and focus entirely on making your biggest impact! In turn, we expect you to bring high ownership and commitment to your work. This is a place where we value trust and high performance, and we'll provide the environment and support needed for you to excel.
About the Role
As an Engineer in Payments, you will build the seamless, reliable, and performant systems that power our user journey, from initial quote to final delivery of funds. This involves owning core workflows: managing payments in, handling recipient creation, overseeing transaction lifecycles, and evolving in-app wallet capabilities.
We are building a highly scalable payments infrastructure to support the growth of Zepz and its multiple brands. Our solutions must be flexible and robust enough to handle increasing customer volumes, new payment methods, emerging products, and future brand integrations, ensuring an excellent user experience across the entire money movement lifecycle.
What you will own
What you bring to the table
Bonus Points
If you want to join us in our journey to help break barriers in financial access and improve lives globally, there's no better place or time to join.
Our global team of 800+ people is spread across six continents. We aspire to hire the best mix of people from former Olympians to YouTube influencers and we speak over twenty languages. This incredible diversity isn't a bonus; it's the engine that lets us serve the world.
Ready to Apply? Let’s Go.
Our Meaningful Mission
At Zepz, we're all about breaking down barriers for our customers and our teammates. Our purpose is deeply personal, we provide a lifeline and deliver opportunities to cross-border communities that need it most through cutting edge finance and tech.Zepz is the power behind WorldRemit and Sendwave, driven by the mission to celebrate the incredible impact migrants have, both at home and abroad. We're not just moving money; we're building a world that truly recognizes and supports global connections.
Who You'll Be Joining
We look for mission-driven builders who thrive in a fast-paced environment connected to a true purpose. We’re an always developing team of experts that enjoy problem solving and bring clarity to tough challenges. At Zepz, we are Relentless Learners, always seeking feedback, and Responsible Owners, treating company resources like your own. We depend on Transparent Communicators who keep the team aligned through open, honest talk.
Our Core Commitments — What We Live By
Our vibrant and truly diverse culture is built on three core commitments, that guide how we work and interact:
- Integrity: We always do the right thing. It’s simple, but it’s the foundation of everything we build for our customers and each other.
- Outcomes: We work for our customers. Their success and prosperity are the results we focus on delivering.
- Velocity: We are fast! We maintain high energy levels and make smart decisions quickly, keeping us nimble and ahead of the curve.
Perks of Joining Our Team
We believe in empowering colleagues because we genuinely trust our team. Our culture is founded on this high trust, which naturally encourages the high ownership that drives us to meet our shared high expectations and deliver high performance. While we have all the tools to work remotely, we value the purpose and benefits of in-person connections so we expect our teams to come to the office on a regular basis, and therefore be within a comfortable commutable distance from our London office. Alongside a great office environment, think unlimited annual leave , great healthcare benefits, and employee discounts. We want you to thrive and focus entirely on making your biggest impact! In turn, we expect you to bring high ownership and commitment to your work. This is a place where we value trust and high performance, and we'll provide the environment and support needed for you to excel.
About the Role
As an Engineer in Payments, you will build the seamless, reliable, and performant systems that power our user journey, from initial quote to final delivery of funds. This involves owning core workflows: managing payments in, handling recipient creation, overseeing transaction lifecycles, and evolving in-app wallet capabilities.
We are building a highly scalable payments infrastructure to support the growth of Zepz and its multiple brands. Our solutions must be flexible and robust enough to handle increasing customer volumes, new payment methods, emerging products, and future brand integrations, ensuring an excellent user experience across the entire money movement lifecycle.
What you will own
- Build and maintain software for the end-to-end payments experience, including payment method management and capturing funds, recipient creation, payment orchestration, and transaction records.
- Look after and improve our existing fiat and crypto wallet solutions.
- Collaborate with other teams to help ensure smooth and secure payment flows across all products and features.
What you bring to the table
- You have strong experience building backend services/APIs in Kotlin or Java.
- The code you write:
- Follows industry best practices.
- Is well tested.
- Is maintainable.
- Is scalable.
- Is well documented.
- You deeply care about the customer experience and love to take ownership of solutions end-to-end.
- You are a keen learner and love to pick up new skills including new programming languages and get out of your comfort zone.
- You have a good understanding of observability and metrics: Dashboards and alerting are your bread and butter and you understand the value in monitoring the systems you build not only in terms of infrastructure and operational excellence, but also for business metrics.
- You are pragmatic, and understand that perfect is the enemy of done, but also that there are some things that cannot be compromised on.
- You have an open mind with respect to diversity and inclusivity. Our team (and customers) come from all over the world.
Bonus Points
- Have worked in fullstack teams alongside other backend and mobile engineers.
- Have exposure to Kotlin Multiplatform or Spring or Python are willing to learn on the job.
- Have strong familiarity with SQL
- Experience with the following tools and frameworks:
- Apache Airflow and or data pipelines.
- FastAPI and/or Flask
- Postgres (AWS Aurora Ideally)
- Grafana, Datadog, other monitoring tools
- Have experience working in the FinTech industry or other highly regulated environments
If you want to join us in our journey to help break barriers in financial access and improve lives globally, there's no better place or time to join.
Our global team of 800+ people is spread across six continents. We aspire to hire the best mix of people from former Olympians to YouTube influencers and we speak over twenty languages. This incredible diversity isn't a bonus; it's the engine that lets us serve the world.
Ready to Apply? Let’s Go.
Zepz London, England Office
London, United Kingdom
Similar Jobs
Fintech • Payments • Financial Services
Senior contractor to design, build, test and launch US payments gateway functionality (Zelle, Fedwire) in Go on a cloud-native platform. Work includes designing distributed systems, implementing payment flows and error handling, writing automated integration tests, ensuring resilience/performance/operational readiness, improving observability, supporting production deployments, and producing technical documentation while collaborating with Product and Engineering.
Top Skills:
AWSAzureBddCiliumCockroachdbContainerizationCqrsElasticsearchFluxGCPGitGoJavaKubernetesMicroservicesNats JetstreamPact.IoPrometheusSecdevopsTddTerraformTiltVault
Big Data • Fintech • Information Technology • Business Intelligence • Financial Services • Cybersecurity • Big Data Analytics
Provides empathetic support to customers affected by fraud, identity theft, and data breaches. Conducts incident interviews, reviews and documents case information, assesses needs, coordinates with customers, clients, specialists, creditors, and agencies, explains remediation options, manages expectations, and escalates cases requiring specialist assistance. The role requires fluent Dutch and English, strong organization, accurate recordkeeping, customer service skills, and proficiency with Microsoft Office and case management systems.
Top Skills:
Case Management SystemsCustomer Relationship Management PlatformsExcelMS OfficeOutlookWord
Big Data • Fintech • Information Technology • Business Intelligence • Financial Services • Cybersecurity • Big Data Analytics
Supports customers affected by fraud, identity theft, and data breaches by conducting interviews, assessing incidents, documenting case information, coordinating remediation, communicating with stakeholders, and escalating cases when specialist assistance is needed. The role provides empathetic guidance, manages expectations, prepares correspondence for third parties, and maintains accurate records while working a weekday night shift. Fluency in Dutch and English, customer service experience, strong organization, and Microsoft Office proficiency are required.
Top Skills:
Case Management SystemsCustomer Relationship Management (Crm) PlatformsExcelMS OfficeOutlookWord
What you need to know about the London Tech Scene
London isn't just a hub for established businesses; it's also a nursery for innovation. Boasting one of the most recognized fintech ecosystems in Europe, attracting billions in investments each year, London's success has made it a go-to destination for startups looking to make their mark. Top U.K. companies like Hoptin, Moneybox and Marshmallow have already made the city their base — yet fintech is just the beginning. From healthtech to renewable energy to cybersecurity and beyond, the city's startups are breaking new ground across a range of industries.
