Senior Risk Analyst (SME)

Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver.  We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally.  We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers.

The business model we have created is unique and difficult to replicate, with our ‘best of both’ approach combining deep human expertise with advanced digital, tech and data capabilities.  This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale.  We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent.If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person

Work with us because you:

• Want to be part of a bank built for the dynamics of the modern world
• Relish a challenge and enjoy a fast-paced, innovative and hardworking culture
• Enjoy finding new and better ways to solve complexity and make things happen
• Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
• Care about society and the environment and want to be part of a business that cares too
• Want to continue to grow professionally and be the best version of yourself

A key role in providing analytical support and assistance to the Models & Analytics Manager. The role supports credit decisioning models with data analytics, data mining and statistical analysis; produces regular credit risk reporting packs with insightful analysis in line with Group standards; champions credit data quality initiatives internally to support the effectiveness of overall analysis and reporting; supports the Credit Risk team in their reporting activities and ad hoc projects to ensure the effective management of credit and risk issues; and supports the management of Impairment with monthly controls and oversight.  

Experience

• Strong aptitude for working with data, undertaking analysis, interpreting and presenting results and making recommendations
• An ability to work to a high standard of accuracy; present information in a logical and professional format
• Good understanding of accounting / financial information and the ability to interpret data
• Understanding of SME Commercial banking finance products

Technical

• Solid understanding of tools and infrastructure at the forefront of reporting and analytics
• Experience delivering analytics with Power BI, Ultrix or Tableau
• Experience of working with credit decision models and working with third-party data vendors
• Knowledge of Microsoft SQL server, SAS and Python would be beneficial
• Excellent Excel skills
• Knowledge of IFRS9, PD, LGD models
• Skilled with visual design / data presentation

Interpersonal

• Analytical thinker who can use initiative to problem solve and make recommendations
• Customer focused approach to delivering solutions
• Able to work under pressure and to tight deadlines
• Adaptable and flexible
• Professional, well presented with high work standards
• Excellent verbal and written communication skills; able to convey technical concepts to a non-technical audience
• Enthusiastic “can do” attitude
• Able to establish effective working relationships at all levels

Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:

• Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
• Free access to Headspace, a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
• EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service

Your Lifestyle - It’s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you’re enjoying your leisure time.

• Minimum of 27 days holiday per year
• Option to buy or sell holiday days through our flexi-holiday scheme
• Discounts on gym membership nationwide
• Access to discounts on a range of high street and online brands
• Community support and charitable giving

Your Contribution - We’re focused on rewarding those that go the extra mile in helping us achieve our goals.

• Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
• Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done