Senior Money Remitters Associate

Job title: Senior Money Remitters Associate
 Division: Payments & Digital Assets
 Department: Money Remitters Portfolio

• Salary: Banding National £53,800 to £62,700 London £59,200 to £69,000 (salary offered will be based on skills and experience)

• This role is graded as: Senior Associate – Regulatory

• Your External Recruitment contact is Steve Christopher via [email protected]

• Your Internal recruitment contact is Louis Van den Burg via [email protected]

• Applications must be submitted through our online portal. Applications sent via social media or email will not be accepted.

• The Hiring manager for this position is Amna Shaukat

About the FCA and team

We regulate financial services firms in the UK, to keep financial markets fair, thriving and effective. By joining us, you’ll play a key part in protecting consumers, driving economic growth, and shaping the future of UK finance services. 

Sitting in the Payments & Digital Assets directorate, the money remitters department overseeing firms that provide essential domestic and cross‑border payment remittance services. These firms play a vital role in supporting the UK financial system and consumers who rely on them.

Role responsibilities

• Developing a solid understanding of money remittance business models, including domestic and cross-border payment flows, agent networks, and reliance on third parties

• Assessing risks to consumers and the integrity of the financial system, including financial crime, safeguarding, and operational risks.

• Leading or contributing to supervisory assessments, firm engagements, and investigations, assessing compliance with relevant regulatory requirements

• Using evidence and judgement to determine when firms are not meeting expectations and pressuring senior management to make changes, including escalation or regulatory action where necessary. Using evidence and judgement to determine when firms are not meeting expectations and pressuring senior management to make changes, including escalation or regulatory action where necessary.

• Working collaboratively with colleagues across the FCA and with external partners such as HMRC and law enforcement, sharing intelligence and contributing to joint activity.

• Managing multiple cases and pieces of work simultaneously, ensuring timely and high‑quality outcomes in a dynamic environment.

• Assessing how firms operate in practice, how their business models work and whether their systems and controls are effective

Skills required

Minimum:

• Experience of analysing complex information and making sound, evidence‑based and risk‑focused judgements.

• Demonstrated experience in written and verbal communication skills, including the ability to engage effectively with senior stakeholders.

• Experience of managing a varied and high‑volume workload, prioritising effectively, and meeting tight deadlines while maintaining quality.

Essential:

• Experience of investigations, supervision, enforcement, or other structured problem‑solving casework.

• Well-developed interpersonal skills, including the ability to question, influence and explain decisions clearly, both orally and in writing.

• Understanding of, or keen interest in, financial crime risks, especially AML, terrorist financing, or fraud, within payments or financial services.

• Ability to assess how firms’ systems, controls and governance operate in practice and whether they are effective.

• Confidence working in fast‑paced, high‑pressure environments, managing competing priorities while maintaining attention to detail.

• Demonstrated experience of working effectively as part of a team, proactively supporting colleagues, and contributing to shared outcomes.

• Experience in payments, AML supervision, law enforcement, compliance, or regulatory environments would be particularly relevant, but is not essential if you can demonstrate strong transferable skills.

Benefits

• 25 days annual leave plus bank holidays

• Non-contributory pension (8–12% depending on age) and life assurance at eight times your salary

• Private healthcare with Bupa, income protection, and 24/7 Employee Assistance

• 35 hours of paid volunteering annually

• Hybrid model where employees work a minimum of 40% in the office each month (expectation of 50% for senior leaders). Changing from September to a minimum of 50% in the office each month (expectation of 60% for Directors and Executive Directors) 

• A flexible benefits scheme designed around your lifestyle

For a full list of our benefits, and our recruitment process as a whole visit our benefits page.

Our values and culture

Our colleagues are the key to our success as a regulator. We are committed to fostering a diverse and inclusive culture: one that’s free from discrimination and bias, celebrates difference, and supports colleagues to deliver at their best. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.

If you require any adjustments due to a disability or condition, your recruiter is here to help - reach out for tailored support.

We welcome diverse working styles and aim to find flexible solutions that suit both the role and individual needs, including options like part-time and job sharing where applicable.
 

Disability confident: our hiring approach
We’re proud to be a Disability Confident Employer, and therefore, people or individuals with disabilities and long-term conditions who best meet the minimum criteria for a role will go through to the next stage of the recruitment process. In cases of high application volumes, we may progress applicants whose experience most closely matches the role’s key requirements.
 

Useful information and timelines

Timeline:

• Job advert closing: 3rd June 2026 at 23:59

• CV Review/Shortlist: 5th June 2026

• Interview: 15th June to 22nd June 2026

• Your Recruiter will discuss the process in detail with you during screening for the role, therefore, please make them aware if you are going to be unavailable for any date during this time.