Senior FP&A Manager

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 700 people

• Among the fastest-growing tech companies in the UK

• Profitable since 2017

• Backed by top investors including Balderton Capital and Goldman Sachs

• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

We’re looking for a FP&A Manager to lead our financial planning and performance management for the entire group (UK, US, MX).

Working with the VP of Finance, this will role partner closely with senior stakeholders (including C-Suite), providing them with insight, constructive challenge, and forward looking analysis to support strategic decision making.

This role suits a hands-on finance professional with the vision and drive to build a “best-in class” FP&A function, free from heavy legacy processes.

It offers a strong platform to shape how the business plans, measures performance, and makes decisions, and a great opportunity for someone who wants to make a lasting impact.

• Manage the group’s forecasting and planning processes, including ownership of the annual planning cycle and regular updates to core financial models (P&L, Balance Sheet, Cash Flow)

• Design, build, and enhance FP&A processes, models, and reporting frameworks from first principles, supporting a planning and performance capability that scales with the business

• Drive the adoption of our core FP&A reporting platform (Abacum), including design of data models, reporting structures, dimensionality and reporting cadence

• Lead monthly P&L reporting, variance analysis, and KPI tracking for senior leadership and product MDs, preparation and delivery of board and executive reporting packs

• Partner with product and commercial teams to support new product launches, providing financial analysis, business case modelling, and go/no-go decision support from initial concept through to launch and growth

• Maintain a very strong working knowledge of the company’s financial models, with a detailed understanding of underlying business drivers, assumptions, and sensitivities

• Leverage all tools available; LLMs, generative AI, and emerging FP&A technologies to drive step-change improvements in reporting speed, forecast accuracy, and productivity

• Uphold high standards of data governance and financial modelling across the organisation, ensuring reliable and auditable decision support as data sources and automation scale

• Qualified Accountant (ACA, CIMA, ACCA)

• Experience in a similar role (finance, FP&A, strategic finance, etc.) in a fast-growing fintech or tech startup

• Strong financial modelling, forecasting and analytical skills and experience working with FP&A softwares, platforms and advanced Excel / Sheets

• Commercially minded, with the ability to influence stakeholders, challenge constructively, and communicate clearly, building effective working relationships at all levels across the organisation.

• Comfortable operating in a fast-paced, evolving work environment with a high degree of ownership

• Proficiency in coding, ideally SQL, preferable but not required

• A quick remote call with one of the hiring team and follow-up 15 minute cognitive assessment.

• A 30 minute remote call with the VP of Finance.

• A 90 minute case study exercise (P&L, cash flow, and write up), followed by a short debrief.

• A 60 minute on site interview with finance leadership and other members of the senior leadership team.

• The opportunity to scale up one of the world’s most successful fintech companies.

• Best-in-class compensation, including equity.

• You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.

• Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.

• We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

• We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

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