Manages credit oversight for third-party vendor and equipment finance programs. Responsibilities include underwriting, financial statement and tax return analysis, program structuring, approval decisions, performance monitoring, program modifications, audit coordination, compliance, and senior stakeholder engagement. The role also leads projects and teams, mentors colleagues, negotiates documentation and program structures, and supports third-party relationship development.
About this role:
Wells Fargo is seeking a Senior Commercial Banking Portfolio Manager. This position will have Program Credit oversight of third-party programs including large OEM (Manufacturer) and dealers for the Vendor and Equipment Finance businesses within Commercial Banking.
This position will have responsibility for underwriting third-party programs and will have delegated program approval authority. Additionally, this function has responsibility for monitoring program performance, making and negotiating program modifications, negotiating program structures, and interfacing with Senior Management, Sales Management, Third-Party sources, Internal Examiners, and the Program Audit Manager.
In this role, you will:
Required Qualifications:
Desired Qualifications:
Job Expectations:
Locations:
Pay Range:
Posting End Date:
12 Oct 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Wells Fargo is seeking a Senior Commercial Banking Portfolio Manager. This position will have Program Credit oversight of third-party programs including large OEM (Manufacturer) and dealers for the Vendor and Equipment Finance businesses within Commercial Banking.
This position will have responsibility for underwriting third-party programs and will have delegated program approval authority. Additionally, this function has responsibility for monitoring program performance, making and negotiating program modifications, negotiating program structures, and interfacing with Senior Management, Sales Management, Third-Party sources, Internal Examiners, and the Program Audit Manager.
In this role, you will:
- Participate in performing financial research, underwriting, and structuring of highly complex private banking as well as consumer and mortgage relationships within Commercial Banking Portfolio Management functional area
- Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors
- Resolve moderately complex issues and lead Commercial Banking Portfolio Management team, to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements
- Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid level managers to resolve issues and achieve goals
- Lead projects and teams or serve as a mentor for less experienced individuals
Required Qualifications:
- 4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- Experience in credit underwriting, financial analysis, or portfolio management
- Ability to make and deliver presentations to executive and external clients
- Familiarity with program documentation, end user Master Lease & Loan Agreements, documentation negotiation skills, chattel paper perfection, and recourse structures
- Familiarity with risk aspects and management and oversight of third-party servicing
- Third party-program oversight and experience with equipment finance
- Business Development experience particularly with third-party new relationship development (negotiating/structuring new vendor program structures)
- Excellent verbal, written, and interpersonal communication skills
- Strong analytical skills with high attention to detail and accuracy
Job Expectations:
- Willingness to work on-site at stated location on the job opening
- This position is not eligible for Visa sponsorship
- This position offers a hybrid work schedule (4 days in the office 1 day remote)
- Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
- May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards
Locations:
- 401 Las Colinas Blvd W Bldg B, IRVING, TX 75039 -TX-Las Colinas Bldg B, Irving Campus
- 600 S 4th St MINNEAPOLIS, MN 55415 -MN-600 Wells Fargo, Minneapolis
- 2700 S Price Rd CHANDLER, AZ 85286 -AZ-A Building, Chandler Campus
- 83 Wooster Hts DANBURY, CT 06810 -CT-Building 301, Lee Farm Corp Center, Danbury
- 801 Walnut St DES MOINES, IA 50309 -IA-Northstar Building, Des Moines
- 10 S Wacker Dr CHICAGO, IL 60606-IL-10 S Wacker, Chicago
Pay Range:
- Minneapolis, MN-Pay Range: $110,000-$179,000
- Chicago, IL-Pay Range: $120,000-$196,000
Posting End Date:
12 Oct 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
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