Company Description
We’re Checkout.com – you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen.
Checkout.com is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why.
With 19 offices spanning six continents, we feel at home everywhere – but London is our HQ. Wherever our people work their magic, they’re fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn’t just another job; it’s a career-defining opportunity to build the future of fintech.
Job Description
About the RoleThe Senior Analyst is a critical pillar of our UK Financial Crime Compliance team. In this essential position, you will directly partner with the UK Money Laundering Reporting Officer (MLRO) and Deputy MLRO (DMLRO) to fulfill our core statutory and regulatory mandates.
This role goes beyond standard compliance; it involves complex analytical problem-solving, managing escalation pipelines, and supporting the fulfillment of MLRO responsibilities. You will be the crucial link ensuring the robust, real-world application of our AML/CTF and Sanctions Policies across the business.
Manage Critical Escalations: Oversee the pipeline of complex escalations from the first line of defense, tackling Enhanced Due Diligence (EDD) for new customer onboarding, adverse media, and ongoing monitoring alerts.
Enable Product Growth Safely: Evaluate and advise on financial crime risks associated with product extensions, such as Card Payout and Pay to Bank features.
Help to Shape Risk Controls: Advise, apply and monitor specialised risk controls for complex or higher risk business models.
Conduct Quality Assurance: Execute targeted reviews and rigorous Customer Due Diligence (CDD) sampling to ensure continuous compliance.
Advise and Guide: Act as an internal subject matter expert, providing timely, ad-hoc guidance on UK financial crime law, policy, and standards.
Deep Regulatory Specialism: Deep , practical working knowledge of the Proceeds of Crime Act 2002 (POCA) and UK-specific AML/CTF and Sanctions legal frameworks as it relates to the Payments sector.
Analytical Expertise: A proven track record in financial crime analysis, with a sharp focus on EDD and transaction monitoring across diverse business models.
High-Risk Evaluation: The confidence to evaluate nuanced "High Risk" scenarios and deliver structured, actionable recommendations to executive leadership.
Exceptional Communication: Top-tier written communication skills, with extensive experience drafting Suspicious Activity Reports (SARs) and formal internal memorandums.
Strategic Judgment: The ability to balance commercial objectives with strict regulatory requirements, acting as a trusted advisor to the broader business.
Why Join Us?
Impactful Work: Directly protect the business and our customers from sophisticated global financial crimes.
Leadership Exposure: Work shoulder-to-shoulder with senior leadership, gaining unparalleled exposure to high-level compliance strategy and execution.
Bring all of you to work
We create the conditions for high performers to thrive – through real ownership, fewer blockers, and work that makes a difference from day one.
Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity – and where your growth is in your hands.
We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here.
It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.
Life at Checkout.com
We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.
Curious about what it’s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.
For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram
