Senior AML Executive

How will you add value to the OpenPayd journey?

• Act as a Second Line point of escalation for First Line AML teams, reviewing and assessing complex, high-risk or sensitive onboarding and due diligence cases.  
• Provide risk-based guidance and challenge to First Line colleagues on AML, CDD, EDD, Sanctions and Financial Crime matters
• Review and assess First Line risk decisions, ensuring consistency with internal policies, regulatory requirements and risk appetite.
• Resolve escalations from First Line teams, documenting rationale and outcomes clearly and proportionately.  
• Delivering training within the department, and mentoring to First Line staff, and new starters.
• Conducting Quality Control on applications and providing SME feedback.
• Conducting Compliance calls with customers, ultimately assessing the customers controls and compliance program 
• Proactively identifying and sharing areas of improvement in the due diligence processes and procedures.
• Presenting case files, and an overview of Processes during internal and external compliance audits 
• Drafting and enhancing compliance policies and procedure

The ideal candidate will have the following:

• An expert in Compliance with a comprehensive knowledge and experience within Financial Services Compliance with a minimum of 3 years AML experience 
• In-depth knowledge of AML, CTF, and Financial Services regulations, as well as industry best practices for robust AML Frameworks
• Background in CDD and ongoing assurance of complex client types and corporate structures
• Proven experience in the UK/EU regulated financial services sector - preferably within a fintech, challenger bank, correspondent banking, or consultancy firm. 
• Experience working with Digital Asset service providers is also beneficial
• The ability to self-manage, organize competing priorities effectively and meet deadlines
• Ability to mentor, and deliver training in a confident cohesive manner 
• You enjoy working efficiently in a fast-paced, high-volume environment and thrive when there's ambiguity
• Experience of working in fintech
• Strong analytical skills, problem-solving ability and attention to detail
• Good inter-personal skills
• Ability to communicate both orally and in writing, and be able to present credibly and professionally to senior management
• Able to build strong relationships with peers and business counterparts

Our perks and benefits

•  Personal training budget - £3000 
• Cycle to Work scheme
• Discounted gym membership - £80 towards any gym
• Corporate discounts via PerkBox
• Travel loan
• Company Pension plan
• Health, Dental & Life Insurance
• Wednesday office breakfasts, office fruits and a full bar & regular team socials
• 25 days annual leave plus the Bank Holidays, extra day off for Birthday & Social Volunteering