Risk Analyst

This is a great opportunity for a Risk Analyst to join our Measurement, Commercial and Treasury Credit Risk team. The team covers a span of accountabilities including governance for data in the Credit Risk data domain, Credit Risk and financial controls, regulatory and critical reporting, calculation of IFRS9 provision, and stress testing & forecasting for capital requirements.

This Risk Analyst role will play a key part in the Data Governance Team for our Credit Reference Agency data, with emphasis on developing data governance maturity for the area through the embedding of the Enterprise Data Governance Framework. You’ll play a key role in developing and maintaining data quality for Nationwide’s data shared between Nationwide and external credit reference agencies and supporting the wider team with data disputes.

This is a fantastic opportunity for someone who has an analytical mindset, is conscious of the importance of data accuracy and controls and is keen to develop their technical skills and Credit Risk knowledge.

We are happy to consider flexible working approaches to help you perform at your best.
 

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job, you'll spend at least two days per week, or if part-time, you'll spend 40% of your working time, based at either our Swindon, Bournemouth, Northampton or Wakefield office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here.

If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.

What you’ll be doing

Under the guidance of a Risk Manager, you’ll primarily be responsible for executing our processes to evaluate data quality and compiling the results into reports. As part of our processes for sharing the data with our stakeholders, you’ll be investigating any data issues found and raising them with the appropriate teams for resolution.

The job isn’t just producing the outputs though. When we get feedback, we need to adjust our processes to suit, so you’ll also be involved in designing and updating data quality rules using SAS Enterprise Guide and SAS Viya, with the potential to gain experience in some of the new data governance tools being introduced within the society.

A combination of on-the-job training, as well as more formal courses, will give you the knowledge and skills you need to be able to thrive in the role, and the varied nature of the wider team’s work will allow plenty of opportunities to get involved in other data governance subjects.
 

About you

As a minimum requirement, you’ll need to have/be:

• Experience of coding and/or analytical tools such as SAS/SQL; SAS coding experience will be preferred but we would encourage anyone with an aptitude for coding to apply

• Strong Microsoft Excel skills, you’ll be confident with vlookups, pivot tables and formulas

• Highly numerate and have experience of analysing and interpreting data

• Able to support the production of high-quality outputs that provide clear insight

• A passion for digging into issues and looking for a cause and resolution

• Able to demonstrate a logical approach to performing a task, whilst paying attention to detail

• Self-motivated, with an ability to work both independently and as part of a team

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind

• Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand

• Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development

• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

The extras you’ll get

There are all sorts of employee benefits available at Nationwide, including:

• 25 days holiday, pro rata

• Access to private medical insurance

• A highly competitive pension to help you build a strong foundation for retirement

• Access to an annual performance-related bonus

• Training and development to help you progress your career

• A great selection of additional benefits through our salary sacrifice scheme

• Life assurance to provide peace of mind for you and your loved ones in the event of your death

• Wellhub – access to a range of free and paid options for health and wellness

• Up to 2 days of paid volunteering a year

Banking – but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community, we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide.

What to do next

If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us. 

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.