Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 23,000 employees spanning over 56 countries.
People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.
- Deliver expert mortgage advice to clients, ensuring good outcomes in line with FCA rules and company standards.
- Agree and implement a business development plan with your Supervisor to achieve qualitative and quantitative targets.
- Build and maintain strong relationships with clients, introducers, and other stakeholders within your designated area.
- Conduct thorough analysis of client needs and provide bespoke recommendations and solutions.
- Ensure all advice and recommendations comply with FCA regulations and company compliance procedures.
- Maintain accurate records, update pivotal systems, and complete all associated administration to meet file quality standards.
- Submit business in accordance with company procedures and address any remedial actions promptly.
- Demonstrate continued competence through assessments and adhere to personal development plans.
- Take responsibility for your CPD and maintain required qualifications to act as a Registered Mortgage Adviser.
- Qualifications: Must hold the Certificate in Mortgage Advice and Practice (CeMAP) or an equivalent recognised qualification.
- Knowledge: Strong understanding of FCA standards and sourcebooks, including PRIN, COCON, FIT, TC, GEN, DISP, and MCOBS. Awareness of financial crime legislation such as SYSC, JMLSG guidance, and the Bribery Act.
- Skills:
- Excellent interpersonal and communication skills.
- Strong analytical ability and attention to detail.
- Ability to work effectively in a structured, compliance-driven environment.
- Attributes: Professional, proactive, and committed to delivering outstanding client service while maintaining regulatory compliance.
A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:
Our successes have all come from someone brave enough to try something new
We support each other in the small everyday moments and the bigger challenges
We are determined to make a positive difference at work and beyond
We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.
If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.
*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.
Permanent
