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Wise

Lead Data Scientist - Treasury Liquidity

Posted Yesterday
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Hybrid
London, Greater London, England, GBR
Entry level
Hybrid
London, Greater London, England, GBR
Entry level
Develop and refine liquidity forecasting and risk models for Wise’s multi-region treasury operations. Analyze data, model liquidity consumption, support stress-event planning and product launches, and collaborate with engineering teams to deploy scalable solutions. Present model results and risk assessments to senior stakeholders, controllers, and risk teams while translating complex scenarios into actionable business insights.
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Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

About the Role: 

As part of the team, you’ll be at the forefront of designing, implementing, and refining models that forecast and manage liquidity, and influencing decision-making processes across the organisation. Your mission is to help us have enough cash in the right place at the right time and make sure we keep the liquidity risk under control. You will work closely with cross-functional teams to develop data-driven solutions that enhance our liquidity management and operational efficiency.

Here’s how you’ll be contributing:

Liquidity management 

  • Work closely with Treasury operations to develop supply and demand forecasts and incorporate them into the real-time money movement processes across a multi-region portfolio of products and currencies.

  • Conduct rigorous data analysis to support liquidity efficiency initiatives, ensuring a balance between sufficiency and excess.

  • Collaborate with engineering teams to implement models within the treasury's operational backoffice, ensuring scalability and operational efficiency.

  • Develop bespoke models and analyses in preparation for stress events and new product launches

Liquidity Risk modelling and analysis

  • Develop models and infrastructure for understanding liquidity consumption by company’s products.

  • Partner with product and operational teams to translate complex liquidity risk scenarios into actionable insights for customer-focused solutions.

  • Document and present model results and risk assessments to senior stakeholders, controllers and the Risk team (the second line of defence). Explain complex concepts and propose strategies that align with the company’s risk appetite and business objectives.

 

Qualifications

A bit about you: 

 

  • Strong Python knowledge. Ability to read through code.
    Demonstrable experience collaborating with engineers.
     

  • Experience with big data technologies such as Hadoop, Spark, or similar. Familiarity with cloud platforms (e.g., AWS, GCP, Azure) and data warehousing solutions.
     

  • Strong knowledge in at least a few of the following areas: statistics, machine learning, linear algebra, optimisation.
     

  • A strong product mindset with the ability to operate autonomously while working in a cross-functional and cross-team environment
     

  • Good communication skills and ability to get the point across to non-technical individuals;
     

  • Strong problem solving skills with the ability to help refine problem statements and figure out how to solve them.

 

Some extra skills that are great (but not essential):  
 

  • Experience in supply/demand modelling and forecasting — could be in supply chain optimisation or liquidity management in a financial company.

 

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Wise London, England Office

Wise London Office

Our central London office at Worship Square in Shoreditch is a dynamic, full-stack hub. Teams across Engineering, Product, and Operations work side by side to design, build, and ship products globally. Wise offers a rare level of trust and ownership, accelerating your career impact.

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