Our Story
Hello there. We’re Zopa.
We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!
We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.
If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife
What is a Graduate Analyst at Zopa? 💡
At Zopa, our Graduate Analysts inspire new ideas and disruptive strategies to drive our business forward and help make exceptional products for our customers.
They blend creative problem solving with numerical wizardry and have a passion for transforming data into business opportunities, delivering insights that drive business level decision making. And it's not just about the numbers— they are also storytellers and strong communicators with the ability to translate complex data into narrative for both technical and non-technical stakeholders alike.
They are empowered to operate with a high degree of autonomy while collaborating across Zopa, engaging with team members at all levels, from Associates to Senior Directors.
We are in the top two of the UK’s 100 Most Loved Workplace list for a reason, and our Graduate Analysts love it here! But don’t just take our word for it; check out what some of our latest grads have to say...
“Every day is different - one day you could be working with data science to improve our machine models and the next partnering with finance to optimize the bank's profitability for the next year. It's dynamic and rewarding, and you get more responsibility at a far more junior level than other companies”
“It was quite daunting coming straight out of university into work, but the first few weeks at Zopa provided me with all the tools I needed. I loved joining with a group of people, there is a great social side, so I got to know everyone quickly, and all the education around SQL and Python in the first few weeks was so helpful! It only took a few months for me to see my impact.”
Do you...
· Have a passion for using numbers to drive insights and decisions?
· Always see the opportunity in complex problems and look for solutions?
· Want to deepen your knowledge around different technologies like Python and SQL?
· Love finding innovative ways to solve analytical problems?
· Enjoy working collaboratively, whilst sharing ideas and perspectives to deliver the best results?
· Always think of ways to improve things around you?
…then we want to hear from YOU! 📤
Where could your career go? 🔮
- You can start your career as a Data Scientist or a Lending Strategy Analyst depending on your interest, skills and career aspirations.
- You will be closely supported during your first few months at Zopa, where you will have time to settle into your team, learn all about Zopa’s products and develop your analytical skills (including training across SQL and Python)! But, is just the start, we will encourage you to get broad and deep into the areas that energise you, inside and outside of your role.
- Our Data Scientists work on key areas like credit risk, fraud detection, pricing, and customer engagement, with machine learning driving over 98% of our lending decisions today.
- At Zopa, you’ll quickly see the impact of your work, collaborate with diverse stakeholders, and develop advanced technical skills. Our Data Science team are centralised and work across the business, so you will get to work across the full product landscape.
- You will gain expertise in data processing, exploratory analysis, model development, and, as you grow, be encouraged to bring your ideas to life and even present your models to senior leadership.
- We will help you build your toolkit to become a Full Stack Data Scientist, which means as you develop you will not only build machine learning models but deploy them into production too!
- Zopa’s Lending Strategy teams play a crucial role in maintaining the company’s profitability, working across all our lending products to ensure exceptional lending performance!
- Every day is different. One day you might be leveraging risk models and conducting hypothesis testing, and the next presenting with Zopa’s senior stakeholders, and collaborating with our product leaders to influence our lending strategy.
- You will be supported to develop your SQL, Excel and Python skills, and encouraged to think creatively and independently about our business challenges, and within six months many analysts will be driving their own projects!
- You will start your journey working on one part of our lending programme. However, you will have the opportunity to rotate cross products to ensure you get breadth, as well as depth, across our lending eco-system.
Data Science 🤖
Lending Strategy 🧮
The Process 📆
- Applications will open on Monday 16th September and close on Friday 18th October.
- Once you apply, we want you to show us your skills! You will receive a link to complete a short assessment (less than 30 minutes) focused on testing your critical thinking and numerical reasoning skills. We have two questions for you too – you will also be asked to submit two separate one-minute videos after you have completed the assessment.
- If you are successful, we will let you know by the end of October, and we will invite you to one of our in-person interview sessions in November.
- Before the interviews, you will be invited to our Graduate Analyst Webinar. You will learn from our leaders in Data Science and Lending Strategy as they share further insight into the role, our journey and their expertise on how to prepare for your interview. These will be taking place on Monday 28th October and Wednesday 30th October. Please come prepared with questions, there will be time for a Q&A!
- Our in-person interviews will take place at our offices near London Bridge. You will sit two supervised case studies, have a tour of our offices and enjoy lunch with some of our previous graduates! You will be invited to join us for a morning or afternoon session. The confirmed dates are: 6th, 8th, 11th, 13th, 18th, 20th, and 25th of November.
- The final interviews will take place in December and offers will land before the end of the year!
We know that it is comforting to know what the full process looks like, so we have taken the time to create a short video that you can view here. We will be sharing a lot more information with you directly throughout the process too!
The salary for our Graduate Analysts is £42,000 per year, with up to 10% discretionary bonus.
*Note: These roles may be best suited to 2023-2025 graduates, ready to start in January or September 2025. If you have already graduated and have a few years of experience under your belt, look out for our additional experienced roles on our careers page!
#LI-OH1
Flexible working? Yes please!
At Zopa we value flexible ways of working. We understand the benefits of face-to-face collaboration and the importance of a good work-life balance. Our teams work in a hybrid manner, from our vibrant UK offices and the comfort of their own homes, at a frequency that suits the team and the work they do.
Not only that – you'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.
*Subject to having the right to work in the country of choice
Diversity Statement
Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.
Top Skills
What We Do
We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.
