FP&A Opex Manager

Hello! We're Teya.

Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance.

At Teya we believe small, local businesses are the lifeblood of our communities.

We’re here because we don’t believe there’s a level playing field that gives small businesses with a fighting chance against the giants of the high street.

We’re here because we see banks and legacy service providers making things harder for them. We don’t think the best technology or the best service should be reserved for those with the biggest headquarters.

We’re here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us.

Become a part of our story.

We’re looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits.

Your Mission

At Teya, we are building the future of financial services for small businesses across Europe. As we continue to scale rapidly across markets, maintaining strong visibility and control over our cost base is critical to sustainable growth. As an OpEx Manager, you will own the planning, forecasting, and control of Teya’s operational expense base across the business. This role sits at the heart of Finance, partnering closely with senior stakeholders across Commercial, Product, Engineering, and country leadership to ensure cost decisions are well understood, controlled, and aligned with strategic priorities. You will play a key role in building robust, scalable cost frameworks, improving forecasting accuracy, and providing clear, data-driven insights that support decision-making at leadership and Board level.

Responsibilities

• Own OpEx planning, forecasting, and analysis across all cost lines, including Cost-of-Service, selling expenses, product and engineering, G&A, and Capex.

• Lead the annual budgeting process in partnership with the Head of FP&A and CFO, translating strategic investment decisions into detailed, driver-based cost forecasts.

• Manage the monthly expense cycle, including variance analysis against budget, identifying key drivers, and recommending corrective actions.

• Prepare OpEx reporting for senior leadership, Board, and Finance, Audit and Risk Committee (FARC), providing clear insight into performance and forward outlook.

• Partner with department heads across Commercial, Product, Engineering, and country leadership to ensure budgets are aligned to operational plans and spend is tracked effectively.

• Build and maintain a robust cost control framework, including commitment tracking, headcount modelling, vendor visibility, and escalation processes for overruns.

• Support scenario planning and sensitivity analysis, helping leadership understand cost flexibility under different growth and revenue outcomes.

• Contribute to unit economics analysis, including cost-of-service per client, acquisition cost, and G&A efficiency, linking cost decisions to overall business performance.

Requirements

• Proven experience owning OpEx planning, forecasting, and cost control in a high-growth or technology-driven business.

• Strong understanding of cost structures, including fixed vs variable costs, headcount modelling, and scaling G&A functions.

• Experience managing the full budgeting cycle, from annual planning through to monthly forecasting and year-end close.

• Strong analytical skills with high attention to detail and ownership of financial outputs.

• Confident communicator, comfortable presenting financial insights and challenging assumptions with senior stakeholders.

• Ability to build strong cross-functional relationships and influence decision-making across non-finance teams.

• Proactive, structured, and comfortable operating in a fast-paced, evolving environment.

The Perks

• Physical and mental health support through our partnership with Gympass (Wellhub)

• Enhanced maternity and paternity leave Cycle-to-Work Scheme Private Health and Life Insurance

• Pension Scheme 25 days

• Annual Leave (+ Bank Holidays) Daily office snacks

• Friendly, collaborative, and informal working environment in Central London

Teya is proud to be an equal opportunity employer.

We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all.

If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.