Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.
People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.
Working at Howden Re
At Howden Re, we’re on a mission to do things differently. Our no silo approach, elite team, and clear focus on innovation and relentless execution means our clients are at the heart of all we do.
As a big 4 global reinsurance broker, we deliberately avoid the one-size-fits-all approach, committing to creating bespoke solutions that address the unique challenges of a modern and dynamic marketplace. Our team is empowered to drive progress, creating opportunities for career and personal development, unlocking new value for clients, fostering long-term partnerships, and using the collective power of Howden to change how the world sees risk and insurance.
When you join Howden Re, you become part of a vibrant and entrepreneurial workplace culture that prioritises collaboration, ownership, and shared success. Here, your contributions will directly impact our mission to be the global partner of choice in reinsurance and strategic advisory.
Be a part of Howden Re's exciting journey. Together, we are shaping the future of reinsurance.
The Role
We are recruiting a mid‑level insurance professional with proven experience across both Lloyd’s and non‑Lloyd’s (company market) environments to support and manage a growing portfolio of European Binder and MGA business.
This role will sit at the intersection of underwriting, governance, and partner management, working closely with MGAs, coverholders, brokers, and internal stakeholders across multiple European jurisdictions. It is a hands‑on role suited to someone who already understands both the European market and delegated authority structures and is ready to take greater ownership of portfolio oversight and partner relationships.
What will you be doing?
Binder & MGA Portfolio Management
Support the management and growth of a portfolio of European MGA and binder relationships across Lloyd’s and company market platforms
Review and assess new MGA and binder submissions, including underwriting approach, distribution strategy, and operational capability
Assist with onboarding new MGA partners, ensuring adherence to internal underwriting and governance standards
Act as a day‑to‑day contact for MGA partners and underwriters
Underwriting Oversight & Governance
Review underwriting guidelines, authority limits, pricing frameworks, and wordings for delegated arrangements
Support periodic underwriting reviews, audits, and peer reviews
Escalate issues relating to performance, exposure management, or control breaches where appropriate
Ensuring the quality of documentation, and handling transactional activities critical to the placement of business
Lloyd’s & Company Market Interaction
Ability to point to market relationships, a strong network and comfort in marketing business within Lloyd's and non-Lloyds market
Work across Lloyd’s coverholder frameworks and non‑Lloyd’s delegated authority structures, understanding the differences in governance, reporting, and regulatory expectations
Support compliance with Lloyd’s minimum standards where applicable
Coordinate with internal underwriting, claims, actuarial, and operations teams across platforms
We are looking for someone who has:
Essential
Experience in delegated authority business, MGA management, or binder underwriting
Hands‑on experience in both Lloyd’s and non‑Lloyd’s / company market environments
Strong understanding of European insurance markets and delegated authority structures
Experience working with MGAs, coverholders, or delegated underwriting partners
Strong analytical and organisational skills
Ability to manage multiple stakeholders across different jurisdictions
Desirable
Experience across multiple European territories (e.g. France, Germany, Spain, Italy, Nordics, Benelux)
Background in commercial or specialty lines
A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:
Our successes have all come from someone brave enough to try something new
We support each other in the small everyday moments and the bigger challenges
We are determined to make a positive difference at work and beyond
We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.
If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.
*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.
Permanent
