Capital Markets Analyst / Associate

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 700 people

• Among the fastest-growing tech companies in the UK

• Profitable since 2017

• Backed by top investors including Balderton Capital and Goldman Sachs

• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

What you'll do

• Assist in developing Lendable's capital markets strategy to fund over £2.5bn per annum in 2026.

• Manage strategic funding projects on tight timeframes through to execution

• Originate and execute new transactions (including direct lending through forward flow agreements, private and public asset-backed financing arrangements, and new fund launches).

• Manage investor relationships (including banks, investment banks, asset managers, hedge funds, insurance companies, pension funds, high net worth investors and family offices).

• Arrange and run due diligence sessions for new investors.

• Assist in the running of the Lendable funds.

• Assist in the development of funding strategies for new product launches.

• Support senior management and founders on the assessment of strategic initiatives and corporate development projects.

What we’re looking for

• For Analysts: 1-2 years of relevant experience in the industry

• For Associates: 3-4 years of relevant experience in the industry

• Strong analytical and numerical skills that put you at ease with financial data

• Great written and verbal communication skills with a close attention to detail

• Technical Aptitude: High level of proficiency in Excel and financial modelling as well as knowledge of SQL to query and manage large-scale data

• Proactivity & Learning: Be a self-driven problem-solver with a deep willingness to learn new financial structures and speak to individuals across the business to help problem solve, in a fast-paced, ever-changing environment

• Bachelor's degree or above

Interview process

We’re not a slow-moving bureaucratic organization so we look to get things moving as quickly as possible. For this role you can expect:

• A 30 minute remote screening interview with the Talent Partner Jess Whiteside

• Cognitive Assessment: 15 minute online assessment

• A 30 minute remote Interview with a member of the Capital Markets team to discuss your motivations for joining Lendable and what you can bring to the role

• A modelling and presentation exercise to complete in your own time

• A half day of onsite interviews with the team to assess your technical skills and get to know you better

• Winning team: the opportunity to scale up one of the world’s most successful fintech companies

• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites

• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls

• Health coverage: support for your physical and mental wellbeing, including private health cover

• Retirement & savings: long-term financial wellbeing through retirement savings plans

• Employee referral programme: earn a competitive bonus when you refer successful new team members

• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations

• Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

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