Associate, Securitised Products - Origination & Structuring

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Mitsubishi UFJ Financial Group (“MUFG”) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with around 2,300 offices in over 50 countries including the Americas, Europe, the Middle East and Africa, Asia and Oceania, and East Asia. The group has over 150,000 employees, offering services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.

As one of the top financial groups globally with a vison to be the world's most trusted, we want to attract, nurture and retain the most talented individuals in the market. The size and range of MUFG's global business creates opportunities for our employees to stretch themselves and reap the rewards, whilst our common values, to behave with integrity and responsibility, and to build a culture which is fair, transparent, and honest, underpin everything that we do.

We aim to be the financial partner of choice for our clients, whatever their requirements, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

MUFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: MTU) stock exchanges.  The group’s operating companies include, but are not limited to, MUFG Bank, Ltd., Mitsubishi UFJ Trust and Banking (Japan's leading trust bank), Mitsubishi UFJ Securities Holdings (one of Japan's largest securities firms), and MUFG Americas Holdings.

Please visit our website for more information - mufgemea.com.

MUFG is a global leader in the securitisation market, ranking in the top three conduit administrators in the world. Our best-in-class services and products help corporate and institutional clients optimise their working capital.

MAIN PURPOSE OF THE ROLE 

MUFG Bank entity responsibilities

Supporting the origination and the execution of securitisation transactions within the Esoteric sector vertical

MUFG Securities entity responsibilities

Provide support to senior team members to assist in the development of the MUFG public ABS franchise in EMEA

KEY RESPONSIBILITIES

MUFG Bank responsibilities

• Support the origination and execution of Securitised Products for the banks clients (in co-ordination with the Esoteric Sector Lead – Securitised Products), with a specific focus on Esoteric transactions, which includes, but is not limited to (i) Data Centre Securitisations (and other assets classes in the Digital Infrastructure space), (ii) Solar (iii) Sharia-compliant Securitisation (v) IP Royalties and other developing asset classes
• Support and/or lead (in co-ordination with the Securitised Products Transactions Manager), the execution of securitisation transaction renewals, amendments and waivers within the Esoteric Sector.
• If required, support the origination and execution of Securitised Products for the banks FI or corporate clients (in co-ordination with the FI or Corporate Sector Leads – Securitised Products).
• Analyse and produce structural risk memoranda (i.e. credit papers) and reports, review legal documentation, perform cash flow modelling, undertake due diligence on transactions and managing client relationships (including both internal and external counterparties) on transactions. 
• Lead or support the deal closing processes.
• Liaise with clients at a counterpart level to relay specific information and respond to routine queries ensuring a high level of customer service.
• Maintain and develop knowledge base of regulatory issues relating to securitisation and developments in the securitisation market.
• Build relationships throughout MUFG to establish a peer network, gather relevant information and help to ensure effective inter-departmental collaboration.

MUFG Securities responsibilities

• Support the execution of private placement and public Esoteric ABS transactions in EMEA, where required.
• Support senior originators in the origination of private placement and public ABS transactions in EMEA adopting a product neutral approach.

PERSONAL REQUIREMENTS

• Education: Degree Level.
• track record of working on securitisation transactions in EMEA in a structuring / execution capacity.
• Experience of securitisation, structured finance or working capital finance, in either a bank, rating agency or advisor capacity.
• Legal, accounting or credit background desirable.
• Complex problem-solving skills.
• Commercial acumen and negotiation skills.
• Interpersonal and networking skills and the ability to work in a diverse team environment.
• Excellent knowledge and skill working with Microsoft PowerPoint and Microsoft Excel.
• Fluency in any European languages desirable but not essential.

PERFORMANCE AND DUTIES

The role holder will be assessed in accordance with their employing entity’s performance framework and process with relevant input obtained from the dual hatting entity as relevant.

As duties and responsibilities change, the job description will be reviewed and emended in consultation with the role holder. The role holder will carry out other duties as are within the scope, spirit and purpose of the role as requested by their line manager or Department Head.

MANAGING CONFLICTS OF INTEREST

• The role holder will have responsibilities for both MUFG Bank and MUFG Securities EMEA plc.
• The role holder will be required to perform their duties and responsibilities on an entity neutral basis, without favour.
• The role holder is required to follow regulatory requirements applicable to ensure each business is appropriately supported and to maintain the legal entity integrity of each of MUFG Bank and MUS.
• Working terms are dictated by functional mandates, the terms of the Dual-Hat Arrangement Agreement in place between MUFG Bank and MUFG Securities EMEA plc and any other relevant agreements entered into between MUFG Bank and MUFG Securities EMEA plc.
• The role holder will have responsibility for identifying and resolving where there may be a difference or conflict in needs between MUFG Bank and MUFG Securities EMEA plc, escalating to their manager where required.

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We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.