Jobs at NewDay

Own monthly IFRS 9 impairment reporting and expected credit loss forecasting. Analyze portfolio performance, impairment drivers, emerging risks, and lending or collections strategy impacts using Python and SQL. Partner with Credit Risk, Finance, and Collections stakeholders, explain impairment movements, support model and parameter updates, validate results, and present insights to senior leaders. The role also contributes to reporting enhancements and business change initiatives.

Leads strategic aggregator marketing partnerships and owns partner-led customer acquisition strategy. Manages joint roadmaps, budgets, performance targets, funnel optimization, product visibility, commercial agreements, and risk controls. Uses conversion, acquisition cost, and funnel data to improve campaign and partner performance, identify growth opportunities, and inform customer journey enhancements. Collaborates with commercial, product, legal, and compliance teams while monitoring competitive trends and delivering ongoing improvements.

Lead the design and delivery of GenAI solutions, leveraging LLMs and RAG architectures while integrating with enterprise systems. Focus on production-grade implementations and collaboration across teams for digital transformation efforts.

Develops and optimizes credit risk strategies for new customer acquisition and embedded finance portfolios. Responsibilities include monitoring strategy performance, analyzing trends, improving reporting, supporting product launches and portfolio migrations, designing decisioning strategies, and influencing stakeholders through data-driven recommendations. The role requires SQL proficiency, financial services and consumer credit experience, strong analytical skills, and the ability to manage multiple initiatives independently.

Lead a team of two analysts delivering portfolio insights on asset quality, customer behavior, vintages, trends, emerging risks, macroeconomic indicators, and bureau data. Shape portfolio monitoring and management information, ensure analytical quality and controls, and partner with Credit Risk, Finance, Commercial, and Operations leaders to translate complex analysis into recommendations that guide commercial and risk decisions.

The Senior AI Engineer will design and implement AI systems, focusing on production-grade solutions using LLMs and agentic systems to meet business needs.