Teams at iwoca

Design and build AI agents that automate complete business processes, beginning with direct-mail acquisition. Own system architecture, agent memory, task management, permissions, guardrails, audit trails, integrations, production delivery, and evaluation. Collaborate with commercial, product, compliance, and engineering teams while determining where agents or deterministic code should be used. Measure agent reliability, human intervention, cost, and business value, using AI coding tools to accelerate development.

Own credit risk and Customer Lifetime Value modeling projects end to end, including research, production deployment, monitoring, and commercial impact. Set technical direction across multi-quarter initiatives, evaluate uncertainty and model calibration, improve existing models, and explore new machine learning approaches. Lead projects, communicate clearly, challenge assumptions with evidence, and use AI to accelerate prototyping and R&D.

Lead the engineering team responsible for the customer application, verification, lending decisions, and offer logic. Build and operate backend services while migrating business-critical functionality from a legacy monolith. Set the engineering roadmap, design reliable systems for evolving lending models, enable long-running experiments, and collaborate with data scientists. Line-manage and coach two engineers, support hiring, and translate business goals into technical plans.