Leads the UK compliance function for a digital insurance company, developing regulatory strategy, Consumer Duty implementation, risk-based frameworks, governance, monitoring, and operational controls. Serves as the primary regulatory contact and SMF16/SMF17 holder while advising executives, the board, technology, product, finance, and commercial teams. The role manages compliance business partnering, monitoring, and governance teams and supports compliant innovation involving digital distribution, e-commerce, and algorithmic pricing.