Strategic Finance Associate

About Cleo

At Cleo, we're not just building another fintech app. We're embarking on a mission to fundamentally change humanity's relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper-intelligent financial advisor in their pocket. That's the future we're creating.

Cleo is a rare success story: a profitable, fast-growing unicorn with over $200 million in ARR and growing over 2x year-over-year. This isn't just a job; it's a chance to join a team of brilliant, driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent, seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact.

If you’re driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleo’s success as we scale, while growing alongside a company that’s scaling fast, this might be your perfect fit.

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Our Team
We are looking for a Strategic Finance Associate to join our data-driven Strategic Finance function at a high growth, world-class fintech. This will be the sixth member of our small but mighty team that includes our CFO & Head of Strategic Finance, as well as a wider team focused on FP&A and Capital Markets.

What You'll Be Doing
You’ll help prepare and eventually lead, various strategic and commercial analysis as part of a high-impact team focused on delivering critical financial insight and results. You’ll help the company improve decision-making, processes, and operations as we continue to scale rapidly toward our Series D and beyond. You'll work closely within our Strategic Finance team, as well as collaborate with the CEO Office and various teams across the company to enhance our analytical and financial capabilities, reporting, and decision-making.

Some of the things you'll get involved with:

• Communicating real-time results and latest scenario planning analysis directly to the CEO Office and wider leadership team members to ensure alignment and to support company-wide strategic decision-making 
• Working with the Commercial, Credit, Data, Finance, Growth, Partnerships, and People teams to create dynamic multi-scenario forecasts and cohort models, and other ad hoc financial analyses such as variance investigation
• Contributing to board materials, fundraising materials, and other external reporting to advise investors and other key strategic partners
• Supporting equity and debt fundraising activities in the lead-up to our future Series D, including engaging with external stakeholders such as investors, banks, and other partners
• Regular reporting on key metrics to senior management & the Board, and supporting our Investor Relations and external business performance communications strategy
• Assisting with the Finance team’s monthly, quarterly, and annual reporting processes
• Leading projects to develop & future-proof the Finance function by exploring new tools and ways to automate manual processes
• Conducting competitor analysis benchmarking, comparable analysis, and market research

What are we looking for?

• 3+ years of experience in strategic/corporate finance, investment banking, private equity, consulting, or venture capital
• Comfort creating and presenting materials to an executive audience - proven ability to communicate key takeaways to cross-functional partners and senior leadership
• Demonstrated problem-solving & analytical capabilities - clarity of thought to cut through the noise & identify what actually matters
• Ability to develop creative solutions for challenging, open-ended problems – even with no prior background in the subject matter
• Strong financial modeling skills - ad hoc analysis and building & maintaining complex models using large data sets should come naturally
• A get sh*t done mindset; you’re able and excited to conceive of projects independently and deliver at pace with limited resources
• An understanding of equity and debt capital markets, financing structures, and transactions

Nice to have:

• Previous experience in, or a passion for, the Fintech sector, especially high-growth startups or business models with a lending component
• Experience working for a Global company across different time zones (you’ll be working with both a UK & North American team every day)

What do you get for all your hard work?

• A competitive compensation package (base + equity) with bi-annual reviews, aligned to our quarterly OKR planning cycles. You can view our public progression framework and salary bandings here: https://cleo-ai.progressionapp.com/ This position is a STF3 level and the role will have a £80k p.a. base salary.
• Work at one of the fastest-growing tech startups, backed by top VC firms, Balderton & EQT Ventures
• A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support. 
• Flexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work
• Work where you work best. We’re a globally distributed team. If you live in London we have a hybrid approach, we’d love you to spend one day a week or more in our beautiful office. If you’re outside of London, we’ll encourage you to spend a couple of days with us a few times per year. And we’ll cover your travel costs, naturally.
• Other benefits;
• Company-wide performance reviews every 6 months 
• Generous pay increases for high-performing team members
• Equity top-ups for team members getting promoted
• 25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo, up to 30 days)
• 6% employer-matched pension in the UK
• Private Medical Insurance via Vitality, dental cover, and life assurance
• Enhanced parental leave
• 1 month paid sabbatical after 4 years at Cleo
• Regular socials and activities, online and in-person
• We'll pay for your OpenAI subscription
• Online mental health support via Spill
• Workplace Nursery Scheme 
• And many more!

We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds.

If there’s anything we can do to accommodate your specific situation, please let us know.

UK App access: The Cleo app is no longer downloadable in the UK (but only until next year). If you’re an existing user, you’ll still have access to the app. But some features won’t be available (just for a little while). Why? 99% of our users are based in the US – where financial health is often overlooked. We’ve decided to shift our focus to where we can provide the most value and make the greatest impact for users who need it most. Then we’ll be able to apply what we learn to better support our UK users in the future.