Software Engineer - Digital cards and Ways to Pay

End Date

Monday 17 March 2025

Salary Range

£86,964 - £158,581

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working

Job Description Summary

We have an exciting opportunity to join our team!

Job Description

JOB TITLE: Software Engineer

SALARY: £90,440 - £106,400

LOCATION: Edinburgh or London

Hours: Full Time

WORKING PATTERN: We adopt hybrid working style which involves spending at least two days per week, or 40% of our time, at our Edinburgh or London office.

About this opportunity

Everyday Banking is a key platform for Lloyds Banking Group with a very broad reach across the Bank’s customer base and a diverse stakeholder group. The platform is responsible for the end-to-end journeys for personal current accounts and savings products to consumers and providing a market leading customer experience through the servicing of Debit and Credit cards through multiple channels. 

As an iOS lead software engineer in the Digital Cards & Ways to Pay lab, you'll help transform our digital customer experience for card servicing while adopting the latest technology and agile ways of working to deliver iterative value at pace, delighting our customers and keeping our cards top of wallet. 

What you’ll do

• Work as part of a self-organised engineering team to design and develop software features or services that are delightful and vital in our mission to help Britain prosper.

• Be a technical leader both within your team and outside, coaching and/or mentoring other engineers as appropriate.

• Work with the product and engineering leads to achieve the vision and customer outcomes for your Lab, through designing solutions and writing well-factored and tested code.

• Be curious about technology and understanding how things work. You'll influence positively demonstrating the right values and behaviours as we improve how we deliver.

Why Lloyds Banking Group.

We're on an exciting transformation journey and there could not be a better time to join us. The investments we're making in our people, data, and technology are leading to innovative projects, fresh possibilities and countless new ways for our people to work, learn, and thrive.

What you’ll need:

• Technical Leadership: Ability to take ownership of design and delivery, guiding junior engineers towards appropriate target architectures.

• iOS Native Programming: Proficiency in Swift and familiarity with modern toolsets such as Git, Xcode, XCTest, XCUITest, and Jenkins.

• Diverse Technical Experience: Proven track record of delivering high-quality applications at scale. Experience in improving the end-to-end application lifecycle through automation. Knowledge of security patterns and standard processes is a plus.

• Communication and Collaboration: Strong ability to communicate effectively and work collaboratively across engineering teams to enhance inner-sourcing opportunities and reduce waste.

• Quality Advocacy: Commitment to quality, supporting the team by demonstrating approaches such as CI/CD best practices, Pair Programming, Test-Driven Development (TDD), and Behaviour-Driven Development (BDD).

About working for us

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.

We’re committed to creating a consciously inclusive workplace where our colleagues can be themselves, thrive and perform at their best. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

As an inclusive employer, we offer Workplace Adjustments for colleagues with a disability (which may include long-term health and neurodivergent conditions) where it is reasonable to do so. This could include flexibility with regards to office attendance, location, and working pattern.

We're proud to be a Disability Confident Leader. If you have a disability, you can also apply via our Disability Confident Scheme (DCS). Through the DCS, we guarantee to interview a fair and proportionate number of applicants with a disability, whose application meets the minimum criteria for the advertised job role.

We also provide adjustments that are reasonable throughout the recruitment process to reduce or remove barriers for applicants with a disability, long-term health condition or neurodivergent condition. If you’d like an adjustment to the recruitment process just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.