Senior Risk Manager

Senior Risk Manager

Location: London- hybrid 50%

Contract: Permanent

Hours: Full time- 35 hours

Purpose of the role

As the Senior Risk Manager you will provide support to the Director of Compliance, making a significant contribution to the effectiveness of the Group Risk function through the development and provision of comprehensive support to business developments and the ongoing analysis of operational risk.

You will support the implementation of the Enterprise risk framework across the Retail business areas.  

You will support other Group Risk team members in coordinating the operational risk scenario process in support of the Group’s Internal Model and overseeing the operation of the Group’s risk management database (SWORD).

About Just

We help people achieve a better later life. That’s our purpose and it’s the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.

This is a brilliant time to join our business. We are on an exciting growth journey to become the UK’s most loved retirement expert.

Key responsibilities

• You will support the Director of Compliance in developing, educating and embedding Enterprise risk management frameworks, practices, and Risk culture within Just that support our risk appetite and strategic goals.

• You will provide trusted advice to the Director of Compliance,  Director of Enterprise Risk, the Group Chief Risk Officer, Executives and senior management on implications of operational risk in the wider business context, but specifically in respect of the Retail businesses.

• You will act as risk partner to those parts of the business assigned to you including the attendance and support of Senior Management Team (SMT) meetings and associated risk reporting for those parts of the business and associated Group entities.

• You will be responsible for providing pro-active operational risk advice, support and challenge to Line 1 management across the business, with a particular focus on oversight of management of the risks associated with change initiatives.

• You will support the delivery of the Group’s Internal Model for Operational Risk through the development and maintenance of operational risk scenarios with risk owners and other key stakeholders.

• You will ensure that you and the business partners that you support are proficient in the use of the Group’s risk management database (SWORD) and in supporting the business in the identification, assessment and reporting of risks at departmental level.

• You will take responsibility for ensuring you comply with the company’s procedures, policies, guidelines and reporting requirements as well as any relevant regulatory and statutory requirements.

What we’re looking for:

• Externally recognised risk management qualification is essential

• Proven track record of practical experience of implementing and/ or operating risk management processes.

• Significant breadth of experience and knowledge of life and pensions/ Financial Services.

• Experience of risk support in change and implementation of large transformation initiatives.

• Commercially aware and committed to internal and external customer service.

• Proven record of building strong internal partnerships within businesses.  

• Excellent relationship management skills and knowledge.

• Strong communication and interpersonal skills, including influencing, negotiation, presentation and report writing.

• Strong understanding of risk management practices and their application, including operational risk.  Ability to identify emerging risk issues and to drive understanding and management.

• Good understanding of regulatory context for operation of risk management, including FCA and PRA expectations.

• High level understanding of financial risk and capital management principles and techniques.

• Strong analytical and critical thinking ability, able to interpret information from a number of sources and draw together the ‘big picture’ and bring a strategic perspective.

Our behaviours

At Just you’ll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You’ll be part of a company with a strong and distinctive culture - we’re ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.

What’s in it for you

• A competitive salary, pension scheme and life assurance

• 25 days annual leave plus an additional day on us for your birthday

• Private medical cover and income protection, just in case

• A generous and highly achievable bonus scheme

• Opportunities to progress your career in-role and within the company

• Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders

• A variety of employee funded benefits available via our online benefits portal

• Plus, several additional purchase options available for you and your loved ones

Explore our full range of benefits on our dedicated benefits page.

Belonging at Just

Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.

We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.

Application details

Please submit your CV using the 'apply now’ button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.  

Be Bold. Be Brilliant. Be Just