Senior Product Manager - Payment

Cross-border bank payments are one of fintech's least glamorous and most unforgiving problems — a maze of protocols (EBICS, SWIFT, Editran, banking APIs), formats (ISO 20022, CFONB), and banks that all do things their own way. We're looking for a PM who finds that exciting rather than exhausting. You'll own the strategy, dig deep into what 8,000+ international mid-market clients actually need, and turn that complexity into payment infrastructure efficient. 

You'll own payment strategy end to end — from how money actually moves across borders to the commercial terms we negotiate directly with banks. Your job is to design what bank payments look like at Agicap on an international scope, and you'll have the mandate to do it. 

⚡️ As a PM, your mission will be to:

• Develop new products and features by analyzing data, conducting user interviews, studying the competition, and leveraging input from cross-functional teams to uncover new opportunities
• Become the bank payments expert in Agicap 
• Work with Tech, Design, Sales, Support, and Data teams to continuously turn insights into opportunities, hypotheses, tests, and features that win over our 8,000+ international clients and directly fuel Agicap's growth
• Set quarterly business and product objectives for your squad (in collaboration with the CEO, CPO, and CTO)
• Build your squad's product roadmap based on Agicap's strategic objectives
• Own the quality and delivery timelines of the features your squad ships — we love an MVP approach
• Build a strong relationship with Tech and Design to deliver innovative features on tight timelines
• Continuously measure and track the impact of the features your squad develops

🌈 Our Product/Tech team today:

• 1 CTO and co-founder
• 1 CPO
• 4 Heads of Product
• 1 Head of Design
• 13 Product Managers
• 10 Product Designers
• 12 Product Knowledge Managers
• 150 Software Engineers

⭐ Who we're looking for:

• Must-have

• Product or pre-sales experience with corporate-to-bank channels: EBICS, SWIFT (corporate side: FileAct, gpi), H2H, corporate banking APIs
• Payment and reporting formats: ISO 20022 (pain / camt), CFONB, ideally MT
• Understanding of VOP challenges (Verification of Payee, 2026–2027 compliance) and the ISO 20022 migration
• Ability to engage with treasurers / CFOs on the client side and Cash Management teams on the bank side

Nice-to-have

• Knowledge of local specifics (CBI in Italy, FedNow/Fedwire/ACH in the US, DACH region)
• Exposure to cash management platforms or TMS (Kyriba, Sage XRT, Trovata, Datalog…)
• You've launched products that delivered meaningful business results and real value for users
• You have strong analytical skills and approach topics with curiosity and methodological rigor
• You have excellent communication skills to align diverse stakeholders, carry a vision, and clearly articulate user value and business impact
• You're used to working directly with developers and designers
• You're comfortable listening to and communicating with external stakeholders
• You bring a strong sense of ownership
• You're fluent in English (French or German or Italian is a plus)

🎁 What we offer:

• Competitive compensation based on profile and experience
• 2 days of remote work per week or Full-remote
• A dedicated and personalized onboarding
• An empowering, growth-oriented environment with a lot of autonomy
• A passionate work atmosphere with real team spirit, all working to take Agicap to new heights abroad

⏳ Hiring process:

• 1st interview with Théo, Senior Talent Acquisition – 45 min
• 2nd interview – VP / Head of Product – 45 min
• 3rd interview – live case study – 1h
• Final interview – VP Product / Tech Lead – 30 min
• Offer!!!