Senior Analyst, MAC Credit Analyst

At Rabobank, our commitment to our employees and clients is at the heart of everything we do.

As the world’s leading specialist in food and agribusiness banking, one of our key strengths lies in our people who have a deep understanding of agriculture and are committed to adding long-term value for clients.

Our culture is unique, because every day our people work knowing that we are all playing our part in supporting our farmers to feed the world. We strive to create an open, balanced, and flexible workplace where people feel that they belong, can be open and honest and are supported…we are focused on growing each other.

In this role you will partner with the relevant Major Agribusiness Clients (MAC) team member and/or Relationship Manager to undertake the assessment of financial information and completion of the credit submissions used for MAC clients. This includes not only assessing a customer’s credit profile but also providing support regarding the choice of the most appropriate loan structure and providing a joint recommendation for approval.

You will be responsible for the analysis and evaluation of credit quality and rating of the counterparty as evidenced by financial analysis and individual research.

Other duties may include:

• Completion of annual credit reviews in a timely manner (overdue reviews maintained within risk tolerance levels).

• Work with the Relationship Manager and Relationship Analyst to ensure covenants/special conditions are actioned in a timely manner.

• Establish strong working relationships with all stakeholders including attending client meetings where appropriate. In conjunction with the relationship managers identify customer opportunities (including target names).

• Participate in projects and/or assist the MAC Management in project and strategic initiatives.

• Experience in a banking environment with exposure to Corporate/ Institutional and/or Large Rural clients either as a credit analyst, credit approval or in another relevant capacity

• Credit, risk and banking knowledge

• Strong risk management experience

• Analytical and problem-solving skills

• Relationship management & engagement skills

• Client focused with a positive attitude

• Articulate with strong verbal and written skills

Wellbeing leave. These 2 extra leave days support greater work/life balance and is just another way we are helping our employees to lead happier, healthier, and more fulfilling lives.

Education Assistance Program. Rabobank values the development of its people and has a great Education Assistance Program to assist with professional development.

Parental Leave that supports you and your family while giving you the freedom and flexibility to enjoy this special time (Primary carer up-to 14 weeks paid leave)

Bonus and Additional Leave. We realise sometimes 4 weeks Annual Leave isn't enough! At Rabobank we provide an incentive for eligible employees to receive 1 extra week Annual Leave and an option to purchase another 2 weeks Annual Leave.

Extra Insurance. Rabobank recognises that employees need to protect their financial wellbeing, in the event of serious illness, injury, or even death. Rabobank provides eligible permanent employees with employer-funded Death, TPD and Income Protection Insurance.

Rabo Workplace Giving program. As part of Rabobank's global Corporate Social Responsibility, Workplace Giving aims to encourage employees to contribute to our community. Rabo Workplace Giving program matches employee donations to selected Social Partners.

Rabobank Australia values inclusion, belonging, and positive experiences for all. Our work environment, our benefits, and the way we live our values, “Client Driven”, “Responsible”, “Professional” and “Cooperative” make it a great place to work. We welcome applicants from diverse backgrounds.

Please let our Talent Acquisition team know if you need any accommodations to make our opportunities more accessible to you.

Rabobank is not accepting submissions from recruitment agencies for this role.

You must hold valid work rights to be considered for this role.