Securitization Origination

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BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

Top European Bank with a strategic focus on significantly expanding its corporate and investment banking franchise is seeking a highly skilled and experienced Securitization professional to contribute to the development and build out of its Securitization financing platform in EU/UK. This role will be primarily focused on client marketing and transaction origination & execution but will also oversee risk evaluation and transaction data modeling activities conducted by junior staff and client transaction management and monitoring. 

The business will develop expertise across asset classes relevant to BBVA’s corporate and institutional clients including trade accounts receivable, consumer auto loans and leases, commercial equipment loan & leases, consumer installment loans and credit cards, cell phone device receivables and other flow and non-flow assets. The individual will collaborate closely with the Global Head of Securitization, the Bank’s client coverage officers, Risk team and senior management to develop new business and support the strategic growth of the business.

About the job:

Key Responsibilities:

• Collaborate with Global Head of Securitization and Client Coverage Officers to identify and prioritize securitization opportunities across asset classes and industries.

• Originate and execute securitization financing transactions across traditional and emerging asset classes relevant to BBVA’s clients in EU/UK.

• Prepare and present client marketing pitches and financing proposals (term sheets, RFP responses, etc).

• Work with coverage officers to support the preparation of transaction return and risk evaluations.

• Coordinate legal document preparation, review and negotiation with clients supported by in-house and external legal counsel.

• Oversee the evaluation of client portfolio data and preparation of financial models developed by junior Securitization staff.

• Lead the effort to draft credit proposals and work closely with the Risk department seeking approval for transactions.

• Oversee the ongoing management of existing client transactions including support for amendments, renewals and waivers.

• Stay informed on transaction performance and trend analysis for all transactions in BBVA’s securitization portfolio.

• Support internal projects and strategic initiatives relevant to the Securitization team.

• Act as a liaison for the Securitization team managing inquiries and flow of information related to the product with all internal stakeholders.

• Represent BBVA and the Securitization team at industry conferences and events.

• Ensure compliance with relevant regulatory requirements and internal policies.

• Identify and support relevant product cross sell with clients where applicable.

• Recruit, train and mentor junior securitization team members.

Qualifications:

• Bachelor’s or Master’s degree in Finance, Business, Economics, or a related field.

• +15 years of experience in securitization financing-related role at a financial institution active in the ABS market.

• Demonstrated experience originating and executing securitization financing transactions across a variety of securitized asset classes in EU/UK.

• Understanding of market-based securitization rating methodologies and related data analysis.

• In-depth knowledge of risk assessment tools, transaction modelling approaches and data analytics. 

• Demonstrated in-depth knowledge of securitization financing legal documentation.

• Understanding of securitization regulatory standards including risk weight and capital calculations associated with securitization transactions.

• Excellent analytical, problem-solving, and quantitative skills.

• Effective client relationship and transaction management capabilities.

• Strong communication skills needed to effectively convey complex information to clients, BBVA senior management and risk partners.

• Proactive and a self-starter

• Fluent in English (bilingual in Spanish a plus but not required)

• Well-organized and detail-oriented

• A team player

• Hold active relevant licensing as applicable

Skills: