Safeguarding Product Compliance & Risk, Senior Manager

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Wise has already pioneered new ways for people to transfer money across borders and currencies. Your mission is to shape the Product Compliance & Risk Safeguarding Program, for Wise to offer its services better and faster to many more Customers. 

This is a first line of defence hands-on role, embedded in the Treasury Product Squad. 

You will be leading and growing the Safeguarding Product Compliance and Risk program, owning projects and making decisions as follow: 

• Interpret and translate regulatory requirements, for Product and Engineering teams to seamlessly build safeguarding controls when launching new products 

• Take a lead in coordinate all the Regional PC&R Teams globally to identify regulatory opportunities when interpretation and guidance can allow for controls improvement   

• Take the lead in project manage safeguarding and clients assets regulatory changes, clearly translating regulatory requirements for product managers and engineers to execute on, while ensuring timely delivery   

• Stay ahead of the safeguarding and client custody global regulatory compliance trends and the Regulators’ agendas, as they impact the expectations on our payments and investment frameworks 

• Identify when local regulatory requirements can be executed by leveraging existing global controls and when unique requirements need prioritisation, optimising for utilisation of existing controls where possible

• Define safeguarding global risk metrics and collaborate with regional colleagues to formulate market specific ones where needed, collaborate on reporting in committees and governance forums (incl. by managing internal risk tooling)  

• Take part in industry associations initiatives where regulatory changes and best practices are discussed, and actively represent Wise in engaging with legislative and regulatory consultations 

This role will give you the opportunity to: 

• Grow your hands-on FinTech knowledge at full speed 

• Develop and grow Wise’s global safeguarding regulatory framework and controls   

• Keep Compliance right at the heart of the product and engineering development cycle, in a fast-moving environment 

• Be empowered to identify regulatory and compliance problems or opportunities and take a lead in execution 

About you: 

• You have the ability to interpret primary and secondary legislation relating to safeguarding and client custody obligations in multiple jurisdictions, including the UK 

• You have a deep working knowledge of safeguarding and client custody Payments and Financial Services Regulations (i.e. you are the Compliance advisory lead/specialist for safeguarding/treasury function or a Senior Consultant on safeguarding/client assets, a Regulatory Lawyer with hands on experience in EMI safeguarding) 

• You have been leading major projects where you highly influenced decision making (product launches, remediations, audits) by going into the details of the problems 

• You deeply understand the Regulator’s expectations around safeguarding/client assets in one or more relevant Jurisdiction, by having presented and interacted with the Regulator directly (i.e. FCA direct experience)  

• You are used to report and explain complex regulatory expectations to senior stakeholders and C-levels 

• You have experience building frame-works for others to operate within. 

Why join Wise?

• We’re truly global in who we are, how we work, and how we build. This means you’ll work in diverse teams with people from all over the world solving global problems.
   
• Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. This means you’ll have purpose in the job that you do, you'll learn at speed, and see the impact you’re having.
   
• Everyone owns a piece of Wise, from the work you do, to the stock you’ll hold. This means, you’re empowered to make decisions to solve the most urgent and relevant problems you see for our customers. You’ll share and receive meaningful feedback to help you get things done.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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