Data Scientist - Risk Analysis

🏡🏢This is a Hybrid role, the Risk team work from our London (Shoreditch) Offices 3 days per week.

What You’ll Be Doing
We’re looking for a Risk Analyst to join our risk analytics team. You will work across Fraud, Fincrime, Collections and Disputes using data and analytics to innovate and optimise our risk based decision making for the purpose of minimising credit losses and maximising regulatory compliance. Playing  a central role in our risk analytics team, responsibilities of your role will include:

• Owning, monitoring and continually optimising our fraud detection rules
• Applying advanced analytics to maximise the efficiency and effectiveness of our Financial Crime detection processes
• Maximising the performance of our collections function through scoring and segmentation to optimise our approach at a customer level
• Working with external vendors to continually evaluate innovative or alternative products and tools
• Proactively championing best use of AI to accelerate delivery of analytical output and as an integral part of our business solutions
  

Your role will involve presentation to and active collaboration with a wide group of business stakeholders including Operations, Credit, Senior Management and external business partners.

We’re Looking For 🔎

• At least three years of risk analysis experience ideally including credit cards, fraud, collections or fincrime
• Highly analytical and comfortable conducting complex analysis using SQL and Python
• Exceptional detail orientated, problem solving skills and the ‘can do’ attitude to thrive in a fast paced, high growth environment
• Excellent collaboration skills and a natural team player
• Strong verbal communication skills including the ability to clearly explain complex concepts to other analysts, business stakeholders and senior leadership
  2.1 or above at degree level, preferably in Economics or STEM subject
  

Diversity & Inclusion 🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
🏥 Private Healthcare including dental and opticians services through Vitality
✈️ Worldwide travel insurance through Vitality
🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
👛 Salary Sacrifice Pension Scheme up to 7% match
🏖️ 28 days holiday (plus bank holidays)
📖 Annual Learning and Wellbeing Budget
👪 Enhanced Parental Leave
🚲 Cycle to Work Scheme
🚂 Season Ticket Loan
💬 6 free therapy sessions per year
🐶 Dog Friendly Offices
🍫 Free drinks and snacks in our offices

Check out more of our benefits, values and mission here.
Interview Process 🤝

• First stage: 30 minute intro and values call with Talent Partner (Video call)
• Second stage (in person):
  • 45min technical assessment
  • 45min competency based interview
    
• Final stage: 30 minute executive interview