Product Owner - FinCrime

ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the infrastructure to move value seamlessly. We’re still early in our journey, which means every person who joins shapes the future of our product, culture, and growth. If you’re excited by big challenges, global impact, and the chance to grow fast with a world-class team, ARQ is the place to do it.

We’re hiring a FinCrime Lead to work directly with our founders and build our financial crime product function from the ground up. You’ll lead a cross-functional product team focused on fraud prevention, AML/CTF, and transaction monitoring, and delivering measurable impact through smart, data-driven analyses.

You’ll thrive in this role if you love solving complex problems, can translate regulatory and operational needs into product solutions, and enjoy working at the intersection of product, data science, and engineering.

• Own the product vision and roadmap for fraud detection, AML, and transaction monitoring.

• Lead a team of engineers and data scientists to design, deliver, and refine detection models, rule sets, and monitoring systems.

• Define and track KPIs like true positive rate, false positive rate, and time-to-detection.

• Turn fraud patterns, typologies, and compliance requirements into clear product specifications.

• Continuously improve our detection capabilities based on real-world incident feedback and evolving threats.

• Proven product experience in fintech, payments, or fraud / financial crime prevention.

• Strong track record delivering data-driven products with engineering and analytics teams.

• Analytical mindset; comfortable interpreting model performance metrics.

• Ability to balance risk prevention with great customer experience.

• Comfortable working directly with founders in a fast-paced startup.

• Experience in Latin American markets.

• Spanish or Portuguese language skills.

• Experience scaling a FinCrime product from 0 to hundreds of millions of transactions.

• Competitive salary

• Sign-on stock options bonus, so you become part of the success of the company

• Discretionary performance bonus (stock options)

• Paid annual leave

• Latest technology to work with

• Strong team that will help you improve your skills