Deliver finance transformation programs for financial-services clients, including operating-model redesign, regulatory change, finance technology implementation, process optimization, stress testing, and regulatory reporting. Partner with CFOs, treasurers, and executive stakeholders; define requirements, manage project delivery, strengthen controls, and implement automation and AI-enabled solutions with responsible oversight.
Principal Consultant – Finance Transformation
Location: London (Hybrid) | Practice Area: Finance, Risk, Regulatory & Financial Crime | Type: Permanent
Empower finance leadership through strategic transformation
The Role
Capco is looking for Principal Consultants to join our growing Finance Transformation capability within the Finance, Risk, Regulatory & Financial Crime (FRRF) practice. You'll play a key role in helping CFOs, Treasurers, and senior finance leaders maximise the value of their finance and treasury functions through operating model redesign, process transformation, and strategic technology delivery. You'll also leverage approved AI tools and AI-enabled ways of working to improve analysis, accelerate insight generation, and enhance delivery while applying responsible AI practices and appropriate human oversight.
What You'll Do
- Deliver finance transformation programmes spanning regulatory change (including Basel, IFRS, and PRA), finance technology, process optimisation, and operating model transformation, identifying opportunities to leverage AI-enabled workflows and automation.
- Partner with CFOs, Treasurers, and C-suite stakeholders to implement finance strategies, strengthen controls, and optimise regulatory reporting, including ICAAP, ILAAP, and Recovery and Resolution Planning (RRP).
- Define business requirements and manage end-to-end project delivery across finance, treasury, and regulatory change initiatives, ensuring appropriate governance where AI-assisted tools are utilised.
- Design and implement stress testing frameworks across credit, market, and liquidity risk to support regulatory compliance and strategic decision-making, using AI-enabled analysis where appropriate.
- Collaborate with technology teams to embed digital, automation, and AI-enabled solutions into finance processes, architecture, and operating models to improve efficiency and business outcomes.
What We're Looking For
- Experience delivering finance transformation programmes within financial services or management consulting.
- Strong understanding of finance operating models, accounting processes, regulatory change, and financial reporting.
- Experience with finance technology implementations, including ERP platforms, subledgers, automation, and optimisation solutions.
- Strong analytical and problem-solving skills, with experience using approved AI tools to enhance analysis, productivity, and decision-making while maintaining sound professional judgement.
- Excellent stakeholder management and communication skills, with the ability to influence audiences from project teams through to CFOs and executive leadership.
Bonus Points For
- Professional finance qualification such as ACA, ACCA, or CIMA.
- Familiarity with Basel, Solvency II, IFRS, SOX, PRA, or EBA regulatory requirements.
- Experience delivering finance transformation programmes involving RPA, cloud technologies, AI-enabled solutions, or Generative AI within finance functions.
- Strong business analysis or project management credentials such as Agile, PMI, or PRINCE2.
- Experience supporting business development, proposition development, leadership initiatives, or client growth.
Why Join Capco
- Deliver high-impact transformation programmes for Tier 1 financial institutions.
- Work in a collaborative, flat, and entrepreneurial consulting culture.
- Access continuous learning, industry certifications, and structured career development.
- Help shape the future of finance transformation through innovation, automation, and technology.
- Be part of a team delivering meaningful change across financial services and energy.
Benefits
- Core Benefits: Discretionary bonus, competitive pension, health insurance, life insurance and critical illness cover.
- Mental Health: Easy access to CareFirst, Unmind, Aviva consultations, and in-house first aiders.
- Family-Friendly: Maternity, adoption, shared parental leave, plus paid leave for sickness, pregnancy loss, fertility treatment, menopause, and bereavement.
- Family Care: Eight complimentary backup care sessions for emergency childcare or elder care.
- Holiday Flexibility: Five weeks of annual leave with the option to buy or sell holiday days based on your needs.
- Continuous Learning: Minimum 40 Hours of Training Annually. Take your pick—workshops, certifications, e-learning—your growth, your way. Business Coach assigned from Day One to help accelerate your development.
- Healthcare Access: Convenient online GP services.
- Extra Perks: Gympass (Wellhub), travel insurance, Tastecard, season ticket loans, Cycle to Work, and dental insurance.
Inclusion at Capco
We're committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know—we'll be happy to help. We value each person's unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration—a mindset that shapes how we work with clients and each other every day.
#LI-KA1
Capco London, England Office
77-79 Great Eastern Street, London, United Kingdom, EC2A 3HU,
Similar Jobs at Capco
Fintech • Professional Services • Consulting • Energy • Financial Services • Cybersecurity • Generative AI
Lead cyber and operational resilience transformation programmes for financial institutions. Responsibilities include regulatory alignment with PRA, DORA, and global frameworks; resilience assessments covering technology, third-party, and vendor risk; governance, controls, reporting, and responsible AI practices; cyber posture, security architecture, and cloud security initiatives; and business development. The role also requires building consulting teams, advising senior stakeholders, developing propositions, winning new business, and driving strategic growth.
Top Skills:
AIAutomationCloud SecurityCyber Risk ManagementData AnalyticsDoraOperational Resilience FrameworksPraSecurity Architecture
An Hour Ago
Fintech • Professional Services • Consulting • Energy • Financial Services • Cybersecurity • Generative AI
Leads large-scale financial crime transformation programmes across AML, sanctions, and fraud for global financial services clients. Responsibilities include regulatory remediation, target operating model and control design, technology and AI-enabled workflow implementation, cost optimization, executive stakeholder management, business development, proposition development, and mentoring senior consultants. The role requires deep financial crime expertise and leadership across regulated, multinational environments.
Top Skills:
Artificial Intelligence (Ai)AutomationFinancial Crime Technology PlatformsRegtechTransaction Monitoring Systems
Fintech • Professional Services • Consulting • Energy • Financial Services • Cybersecurity • Generative AI
Leads global trade and transaction reporting transformation programmes for financial institutions. Advises clients on EMIR Refit, MiFIR, SFTR, CFTC, HKMA, MAS, reporting controls, data governance, reconciliations, and regulatory compliance. Oversees reporting architecture, data lineage, RegTech implementation, automation, and responsible AI adoption. Builds senior client relationships, develops consulting propositions, leads teams, drives business growth, and contributes to regulatory reporting thought leadership.
Top Skills:
AIAutomationDtccRegnologyRegtechSteeleyeUnavista
What you need to know about the London Tech Scene
London isn't just a hub for established businesses; it's also a nursery for innovation. Boasting one of the most recognized fintech ecosystems in Europe, attracting billions in investments each year, London's success has made it a go-to destination for startups looking to make their mark. Top U.K. companies like Hoptin, Moneybox and Marshmallow have already made the city their base — yet fintech is just the beginning. From healthtech to renewable energy to cybersecurity and beyond, the city's startups are breaking new ground across a range of industries.
