ING is a family friendly organisation, operating a hybrid working pattern. Portfolio Management are required to be office based for 3-4 days per week.
ING Wholesale Banking is looking to hire a Portfolio Management (PM) specialist to cover 12 months maternity leave. The P. M. will specialise in Infrastructure Finance for the Sectors P.M. team based in London.
Department Overview:
The Sectors Portfolio Management (PM) team aims to be the ‘center of excellence’ for the in-life management of ING’s lending exposures to multiple sectors. It is a front office team that covers all activities post the initial funding to the final repayment of a lending transaction.
The Sectors PM team monitors the performance of all sector-driven lending transactions in the UK.
Depending on the experience of the candidate, there may be an opportunity to assist in managing loans in other sectors.
Candidate Profile
Qualification/Education
- Essential:
Degree level education - Desirable:
CFA or similar
Experience/Knowledge
- 3 years of relevant experience in a lending role
- Desirable: Structured Finance / Cash-Flow based lending experience preferred.
Skills and Experience:
- Understanding of risks and ability to assess potential mitigants
- General knowledge of legal documentation and transaction structuring
- Proficient in MS Excel, Word and PowerPoint
- Strong financial and credit analysis capabilities
- Strong financial modelling capabilities
- Excellent presentation and communication skills
Personal Competencies
- Ability to thrive in a fast-paced environment with multiple competing priorities
- Committed and entrepreneurial individual
Main Duties and Responsibilities of Role:
- Managing a portfolio of Infrastructure Finance loans working closely with senior colleagues.
- File analysis and monitoring (including periodic covenant management, identification and resolution of early warning signals and risk rating reviews)
- This will include, but is not limited to, market updates on the client and sector it operates, financial performance review, ESG analysis and review of financial models.
- Credit modifications (amendments/waivers) or refinancings within your portfolio,.
- Delivery of reports required by colleagues in credit risk management, internal / external auditors as well as the Bank’s regulators.
- Close collaboration with Origination colleagues and product specialists to ensure a seamless client experience.
- Maintain relationships and liaise with internal functions such as Credit Risk, Operations and where necessary Global Credit Restructuring.
- Acceptance of new transactions into your portfolio and management of offboarding or handover of files when appropriate
- Where necessary and appropriate you will participate in discussions with borrowers, advisors and facility agents
ING’s purpose is ‘Empowering people to stay a step ahead in life and in business’. Every ING colleague is given the opportunity to contribute to that vision. We champion self-reliance and foster a collaborative and innovative culture. The Orange Code is our global manifesto for how we stay true to our purpose and our tradition of reinvention and empowerment. It is made up of ING Values (we are honest; we are prudent; we are responsible) and ING Behaviours: (you take it on and make it happen; you help others to be successful; you are always a step ahead)
For us, success will only be achieved if we act with Integrity.
Some companies see diversity as a box to be ticked. We see it as fundamental to our success and we encourage a proper work/life balance. At ING, you will be judged on your performance in line with the Orange Code. And that’s a promise.
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