Market Proposition Manager - Daily Banking

Job Description
Are you ready to make a meaningful impact in the future of banking? Join JPMorgan Chase in Berlin as a Market Proposition Manager for Daily Banking, where you will play a pivotal role in shaping and delivering innovative Daily Banking solutions for the German market.
As a Market Proposition Manager within JPMorgan Chase, you will collaborate with cross-functional teams to develop customer-centric propositions, promote strategic initiatives, and enhance client acquisition and engagement. Your expertise will help us deliver best-in-class products that meet the highest standards of quality and satisfaction, while navigating a rapidly evolving financial landscape.
This is an exciting opportunity for experienced professionals who are passionate about creating value for customers and driving growth. We welcome candidates with a strong background in Daily Banking.
Join us and be part of a team that is committed to excellence, innovation, and continuous improvement in financial services.
Job responsibilities

• Craft and execute a compelling customer value proposition that addresses the specific needs and preferences of the German consumer base
• Collaborate with commercial, financial, and product teams to identify, prioritize, and deliver new Daily Banking campaigns and initiatives focused on client acquisition, optimising conversion, and deepening client relationships (including attracting additional funds, increasing retention, and cross-selling).
• Monitor and analyse drivers of customer satisfaction and recommendation, developing targeted actions to improve client experience, resolve pain points, and increase advocacy.
• Drive initiatives around distribution partnerships, targeted marketing strategies, and continuous improvement of the product's value proposition.
• Gather and prioritise market requirements for Daily Banking proposition, leveraging customer insights, competitive analysis, and applicable regulations
• Contribute to defining and implementing viable commercial models and pricing strategies that drive growth and enhance profitability, considering market demand, competitor pricing, cost structures, and potential regulatory impacts.
• Run monitoring frameworks and systems to track product performance and commercial metrics across the product line
• Conduct market research to understand the competitive landscape and identify key differentiators for the product, gaining insights into customer behavior and market trends.
• Monitor the latest trends, best practices, and regulations in financial services, cultivating in-depth knowledge of the Daily Banking area.
• Support implementation and testing, including operational set-up and training where required.

Required Qualifications, Capabilities, and Skills:

• Experience in building and managing product propositions for a high-performing German bank or fintech, preferably in a Daily Banking related field i.e. current account, cards, rewards.
• Ability to analyse data, interpret trends, and translate strategy into actionable plans and initiatives.
• Understand financial drivers of the business and be able to build commercially viable solutions (incl. familiarity with metrics related to pricing, including margin analysis, profitability assessments, and revenue forecasting).
• Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management
• Familiar with conducting market research and analysis to understand competitive pricing dynamics and identify commercial opportunities for differentiation.
• Understanding of the competitive landscape, customer needs, and behaviors within the German retail financial sector.
• Familiarity with legal and regulatory requirements for financial services in Germany.
• Comfortable working in a dynamic, digitally-focused setting.
• Fluent in English with strong written and oral communication skills.

Preferred qualifications, capabilities, and skills

• Additional knowledge of German preferred.

About Us
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.
The Digital team is dedicated to creating innovative, industry-leading products and experiences that help customers access, share and control their financial data so they can make smart decisions with their money. Teams enable innovation while adhering to the firm's data sharing principles of security, customer control and convenience, and privacy.