Junior Analyst

At M&G our purpose is to give everyone real confidence to put their money to work. As an international savings and investments business with roots stretching back more than 170 years, we offer a range of financial products and services through Asset Management, Life and Wealth. All three operating segments work together to deliver attractive financial outcomes for our clients, and superior shareholder returns.

Through our behaviours of telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent.

We will consider flexible working arrangements for any of our roles and also offer work place accommodations to ensure you have what you need to effectively deliver in your role.

The Role:

M&G is a leader investor in Structured Credit, dedicated to providing excellent opportunities for its clients. This role is part of the Structured Credit Research team, which plays a pivotal role in the investment process by offering credit opinions, independent ratings and structuring capacity to the fund managers.

The role will be suitable for a confident individual with a positive drive and can-do attitude. The successful applicant will have strong desire to learn and an aspiration to want to progress. Applicants who succeed with us are self-motivated, capable of building and maintaining relationships and work effectively as part of a team. The applicant would ideally have an inquisitive and analytical nature and be curious. The successful applicant should have strong desire to learn and a genuine interest in financial services industry.

In this position, you will work in a dynamic and collegiate team environment to analyse and monitor both public and private structured finance opportunities. You will be exposed to a variety of structured finance sectors including both consumer and commercial securitisations and other property-related transactions.

This role offers significant opportunities for the right candidate to learn about these asset classes and develop sector expertise. Joining M&G means contributing to a respected and innovative team in the structured credit field.

Key Responsibilities:

• Assist senior team members on the analysis of structured credit investment opportunities and identify credit / investment risks
• Analyse and interpret large datasets to assess the credit profile of collateral pools
• Work with financial and cash flow models to stress test structures under various economic scenarios
• Help prepare and present analysis and recommendations to committees
• Maintain surveillance and monitoring for underlying investments for periodic reviews
• Identify and follow market trends to conduct asset class research
• Produce periodic reports (holdings, ratings, etc.)
• Monitor corporate actions and execution  
• Helping the team in setting up financial instruments to trade, projecting cashflows etc.
• Help answer queries on data and outputs 
• Communicate effectively with internal stakeholders to present views
• Support the team in wider projects such as ESG and monitoring / regulatory reviews.

Key Knowledge, Skills & Experience:

• Understanding of fixed income products, account principles and concepts
• Team player with ability to build strong relationships
• Strong qualitative and quantitative analytical skills
• Reliable skills in Excel, VBA & PowerBi
• Effective communicator - written and verbal
• Ability to work independently with multiple stakeholders at once and act in a coordinating role
• Highly organised to multi-task across a variety of sectors to tight deadlines
• An inquisitive mind combined with excellent attention to detail

Work Level: Experienced Colleague

Recruiter: Hannah Curtis

We have a diverse workforce and an inclusive culture at M&G plc, underpinned by our policies and our employee-led networks who provide networking opportunities, advice and support for the diverse communities our colleagues represent. Regardless of gender, ethnicity, age, sexual orientation, nationality, disability or long term condition, we are looking to attract, promote and retain exceptional people. We also welcome those who take part in military service and those returning from career breaks.

M&G is also proud to be a Disability Confident Leader, and we welcome applications from candidates with long-term health conditions, disabilities, or neuro-divergent conditions.  Being a Disability Confident Leader means that candidates who meet the minimum criteria of a job, will be offered an interview if they 'opt in' to the scheme when applying. 

If you need assistance or an alternative means of applying for a role due to a disability or additional need, please let us know by contacting us at: [email protected]