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JPMorganChase

International Consumer Business & Strategic Growth Initiatives - Banking Products & Consumer Credit Lawyer - Assistant Vice President

Posted 12 Days Ago
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Hybrid
London, Greater London, England
Senior level
Hybrid
London, Greater London, England
Senior level
The position involves providing legal support for banking products aimed at consumer credit for Chase UK. Responsibilities include advising on legal issues, developing digital retail products, drafting documentation, and liaising with outside counsel while ensuring compliance with applicable regulations.
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Job Description
With our leading client franchises, fortress balance sheet, technology and talent, JPMorgan Chase is well positioned as a firm to capture growth opportunities arising from digital disruption, new technologies and changing economic conditions. Legal is at the heart of digital disruption and the new International Consumer Business (ICB). The ICB is home to many of the firm's most innovative and cutting edge initiatives, including new products and services, acquisitions, investments, partnerships and collaborations. This is the business responsible for building Chase UK (one of the UKs newest bank), acquiring Nutmeg (the digital wealth manager) and investing in C6 (a leading digital Brazilian bank).
As an Banking Products & Consumer Credit Lawyer - Assistant Vice President within International Consumer Business & Strategic Growth Initiatives Legal team, you will support banking products geared towards consumer credit for the Chase UK business. You will provide primary legal support and advise stakeholders across all legal issues facing the Chase UK business and be a key enabler of its success, helping to build on its foundations, including governance arrangements, supporting product build and driving progress forwards. You will bring your intellectual curiosity and passion about new technology to work with innovative digital financial services solutions in a very business focused position within a supportive and collaborative team environment
Job responsibilities

  • Develop products and services and advise clients with respect to wholly digital retail products, including all applicable consumer laws and regulations
  • Advise on regulatory matters, including regulatory engagement
  • Advise business and stakeholders on legal risk in connection with initiatives in coverage area(s)
  • Drafting all client documentation, including general terms & conditions , marketing materials, drafting correspondence to internal and external parties etc
  • Contributing to the oversight of the contents and execution of documents, including communications with respect to complaints, disputes, litigation, regulators etc.
  • Liaising with outside counsel, source and coordinate legal advice across legal functions outside of the ICB
  • Performing legal research on a variety of issues relating to retail matters and digital first delivery


Required qualifications, capabilities, and skills

  • England & Wales qualified lawyer
  • Experience with UK and US financial institutions and products
  • Experienced with digital retail products
  • Legal and Retail (particularly the CCA) regulatory knowledge
  • Excellent organizational skills
  • Team player who can collaborate with the Business and operations groups
  • Ability to interact effectively and professionally at all levels


Preferred qualifications, capabilities, and skills

  • Familiarity with all other retail laws and regulations, including CONC, GDPR, etc.
  • Knowledge of financial promotion regime and perimeter advice


About Us
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.
With large, global operations, the Legal team tackles complex issues and helps shape the regulations that affect the businesses. The group is organized into practice groups that align with the lines of business and corporate staff areas, which encourages collaboration on legal, regulatory and business developments as they arise.

JPMorganChase London, England Office

25 Bank Street, Canary Wharf, London, United Kingdom, E14 5JP

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