Head of Product - Lending Platform

Imagine leveraging your product leadership to build the infrastructure that has already unlocked progress for millions across Africa. As M-KOPA's Head of Product for our Lending Platform, you'll drive the product strategy and execution behind the systems that have originated over 6 million loans across five African markets.

This isn't just another product role. You'll drive the evolution of lending systems, analytics, and data science models that reveal critical insights into credit performance and unit economics. Your work will directly enable M-KOPA’s ability to attract hundreds of millions of dollars in debt capital, that ultimately enables the company to build transformative financial products for customers traditionally excluded from mainstream banking.

In this role, you'll collaborate with Engineering, Analytics, Data Science, Credit, and Finance teams, translating complex financial requirements into elegant platform solutions. You'll lead product managers who are passionate about using technology to solve real financial inclusion challenges. Together, you'll ensure our loan management, billing, and accounting systems meet international financial reporting standards and are compliant with local regulations.

Whats needed from you:

• 8+ years of product management experience with platform or infrastructure products, with demonstrated analytical excellence

• Plus at least 2 years managing multiple product managers across agile teams, driving both strategy and execution

• Well developed communication skills with the ability to influence senior stakeholders across finance, credit, and treasury functions

Your experience with financial services products or platform solutions serving B2B clients will find purpose here beyond conventional metrics. You'll see how the lending infrastructure you oversee enables a small business owner to expand, a family to purchase their first smartphone, or a student to access educational resources previously out of reach.

This hybrid role offers the flexibility to work remotely while connecting regularly with M-KOPA's markets in Kenya, Nigeria, Ghana, South Africa, or Uganda. You'll experience firsthand the impact of your work through field visits and collaboration across diverse teams.

Join us and transform your product leadership career into a force for financial inclusion. At M-KOPA, we don't just advance your professional development—we empower you to own your journey through coaching partnerships, on-the-job training, family-friendly policies, and genuine flexibility.

Ready to build the financial infrastructure that changes lives?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.

Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.

Recognized thrice by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024 and 2025) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 5 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa.

Important Notice
M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply.

M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships. 

M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process.