Graduate Software Engineer

About Abound

We’re on a mission to make affordable loans available to more people. Using the power of Open Banking, we have built state-of-the-art technology that allows us to look beyond traditional credit scores and offer fairer credit to people ignored by traditional lenders.

We have two parts of our business. On the consumer side, we have Abound. Abound has proven that our approach works at scale, with over £800 million lent to-date. While other lenders only look at your credit score, we use Open Banking to look at the full picture – what you earn, how you spend, and what’s left at the end.

On the B2B side, we have Render. Render is our award-winning software-as-a-service platform that allows Abound to make better, less risky lending decisions. And less risky decisions mean we can offer customers better rates than they can usually find elsewhere. We’re taking Render global so that more companies, from high-street banks to other fintechs, can offer affordable credit to their customers.

 Your Graduate Scheme (Software Engineering Route)

• Open Banking Integration: Build and enhance real-time financial data analysis systems that process millions of transactions to assess credit worthiness.

• Backend Engineering: Contribute to the backend infrastructure that supports £700+ million in loan originations.

• Frontend Engineering: Contribute to the frontend engineering

• Product Development: Participate in rapid feature development cycles, with direct impact on customer experience and business outcomes.

• Mentorship Program: Pair with senior engineers and rotate through different teams

• Bi-annual technical reviews and career progression planning

• Real Impact: See your code go live and directly affect lending decisions for thousands of customers who struggle with traditional banking.
  Cross-functional exposure to risk, compliance, underwriting and product teams.

 Who you are

• A recent (or soon-to-be) graduate with a degree in a technical or quantitative field (e.g. Computer Science, Statistics, Engineering or Mathematics -- STEM field)

• Programming: Proficiency in Python or similar languages or a good understanding of computer science and eagerness to learn and perform in Python based technologies.

• Genuine interest in financial technology and how AI can solve real-world problems.
  Strong communication skills and ability to work in cross-functional teams.
  Eagerness to learn new technologies and take on responsibilities.

Why Join Us

• Meaningful, high-impact work from day one.

• Learn from experienced Software Engineers, and product leaders in a flat, fast-paced teams.

• A chance to shape the future of credit using the latest Python based technologies such as FastAPI.

• A collaborative, diverse, flexible culture that values growth, ownership, and keeping our customers first in all of our engineering.

• Position yourself at the forefront of the financial services revolution

• Exceptional promotion opportunities from rapid company growth

What we offer

• Everyone owns a piece of the company - equity

• Hybrid with 3 days a week in the office

• 25 days’ holiday a year, plus 8 bank holidays

• 2 paid volunteering days per year

• One month paid sabbatical after 4 years

• Employee loan

• Free gym membership

• Save up to 60% on an electric vehicle through our salary sacrifice scheme with Loveelectric

• Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering