FinCrime Operations Senior Analyst (AUP Analyst)

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

We’re looking for a Fincrime Operations Senior Analyst to join our AUP team in our Tallinn office!

Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the world’s first platform to offer true multi-currency banking. Your mission is to investigate and monitor high risk customers according to regulations, risk appetite and Wise’s policies.

The role as a  Fincrime Operations Senior Analyst (AUP team) gives you the opportunity to:

• Review and monitor risky and complex customer cases, having a deep and broad knowledge of Wise compliance framework and the regulatory environment
• Perform due diligence on customers and businesses through a variety of data sources including websites, financial statements, AML policies and external legal opinion; take a risk-based approach to work effectively and maintain speed, quality and consistency;
• Have a deep understanding of different business models, customer types, country risks and regulatory requirements across multiple geographies;
• Take risk-based case decisions with a clearly documented and auditable record, in the context of our acceptable use policy and applicable regulations;
• Communicate with customers as required to handle escalated or complicated cases with strong customer empathy as well as clear communication of decisions and policies;
• Contribute to the continuous improvement of FinCrime operations processes by raising issues for process and/or tooling bugs, inefficiencies and suggesting actionable and impactful enhancements;
• Work in the team and with compliance to evolve both our policies and our due diligence processes, continuously improving our knowledge, risk management and customer experience;
• Escalate any suspicions and/or concerns to the AML and Fraud teams for review;
• Work as AUP experts, sharing knowledge across teams, delivering a great customer experience and contributing through side projects and ideas on process, policy or product improvements;
• Analyse, re-evaluate, build and document risk factors and risk mitigation methods for Wise high risk customers;
• Represent the policies, processes and auditable AUP work to regulators and auditors.

As the Fincrime Operations Senior Analyst (AUP) you should have the following skills:

• Your verbal and written English skills are excellent;
• You can multitask and take responsibility in different situations;
• You can handle routine well and have a razor sharp attention to detail;
• You're punctual, independent, proactive and willing to get things done;
• You’re a good communicator and can work in cross-team environment;
• Compliance/banking background is an advantage;
• You are already based in Tallinn, Estonia - we are not able to support relocation for this role. 

If you’re ready to take on an exciting challenge and make a meaningful impact, we’d love to hear from you! Please submit your resume in English before 4th of January 2026.

Holiday Notice 🎄

Thank you for your interest in joining Wise! Please note that due to the upcoming holiday season, there may be some delays in processing applications and providing updates. We appreciate your patience and will get back to you as soon as possible.

Wishing you a wonderful holiday season!

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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