Who we are:
Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with no late fees. Pretty great, right?
We’ve already done big things since launching in the UK in 2020. In our first 24 months, we gained a huge 3 million customers. And just 14 months into our journey, we earned double-unicorn status – the fastest company in Europe to do so *bragging-not-bragging*
There are some exciting projects coming up and we’ve got big growth plans. Want to join us?
The role
We are looking for someone who is excited to join a start-up, is passionate, loves problem solving, and is a data-driven person who believes that any hunch needs data to be more than just an opinion. This person should be enthusiastic about data, have attention to detail, set a high standard for themselves, and be a champion of metrics and the measurement of impact, with the inquisitive acumen to explain matters in detail. Additionally, they should have a thorough approach to model and report building, identifying solutions that meet business needs, and be able to answer complicated questions with simple answers.
Day to day responsibilities
- Monitor Reports: Review weekly credit risk reports for KPI changes.
- Analyse Trends: Spot and predict credit risk trends.
- Assess Risk: Evaluate the impact on overall credit risk.
- Report Findings: Create summaries with data visuals.
- Build Dashboards: Design dashboards for real-time insights.
- Ensure Data Accuracy: Collaborate with IT for accurate data feeds.
- Optimise Processes: Identify and improve workflow inefficiencies.
- Train Users: Provide support on dashboard use.
- Investigate Issues: Analyse sudden changes in credit data.
- Run Scenarios: Test potential impacts through analysis.
- Provide Recommendations: Suggest actions to manage risks.
- Collaborate Across Teams: Ensure alignment with compliance and data teams
We’re looking for…
- 1+ years as a Data Analyst/Credit Risk Reporting Analyst.
- Experience in coding language, preferably SQL.
- Experience with analysing data to find patterns in large data sets.
- Experience building reports on Looker or other data visualisation tools
What we offer:
Compensation & Savings
- Pension scheme - 5% employee contribution and 3% employer contribution
- Death in Service scheme - 3x your annual basic salary to nominated beneficiaries
- Income Protection - up to 75% of annual basic salary to cover long term injury or illness
Health & Wellbeing
- Private Medical Insurance including;
- GP consultations (video, telephone or face-to-face)
- Prescribed medication
- In-patient, day-patient and out-patient care
- Mental health support
- Optical, dental & audiological cover
- Physiotherapy
- Advanced cancer cover
- Menopause support
- Employee Assistance Programme including
- Unlimited mental health sessions
- 24/7 remote GP & physiotherapy
- 24/7 helpline for emotional & practical support
- Savings & discounts on everyday shopping
- 1:1 personalised wellbeing consultations
- Gym membership discounts
Family Friendly Policies
- Enhanced maternity pay
- Enhanced paternity pay
- Enhanced adoption pay
Zilch App Rewards
- 5% cashback in Zilch rewards on purchases through the app
- £200 Zilch rewards bonus for WFH set up
Learning & Development
- Professional Qualifications
- Professional Memberships
- Learning Suite for e-courses
- Internal Training Programmes
- FCA & Regulatory training
Workplace Perks
- Hybrid Working 3 days in office
- Casual dress code
- Work related social events
- Free fruit, snacks, and refreshments in the office
Top Skills
What We Do
On a mission to eliminate the cost of consumer credit. For good.
