Credit Risk Analyst

LSEG (London Stock Exchange Group) is more than a diversified global financial markets infrastructure and data business. We are dedicated, open-access partners with a commitment to excellence in delivering the services our customers expect from us. With extensive experience, deep knowledge and worldwide presence across financial markets, we enable businesses and economies around the world to fund innovation, manage risk and create jobs. It’s how we’ve contributed to supporting the financial stability and growth of communities and economies globally for more than 300 years. 

Through a comprehensive suite of trusted financial market infrastructure services – and our open-access model – we provide the flexibility, stability and trust that enable our customers to pursue their ambitions with confidence and clarity.

LSEG is headquartered in the United Kingdom, with significant operations in 70 countries across EMEA, North America, Latin America and Asia Pacific. We employ 25,000 people globally, more than half located in Asia Pacific. LSEG’s ticker symbol is LSEG.

OUR PEOPLE:

People are at the heart of what we do and drive the success of our business. Our culture of connecting, creating opportunity and delivering excellence shape how we think, how we do things and how we help our people fulfil their potential.

We embrace diversity and actively seek to attract individuals with unique backgrounds and perspectives.  We break down barriers and encourage teamwork, enabling innovation and rapid development of solutions that make a difference. Our workplace generates an enriching and rewarding experience for our people and customers alike. Our vision is to build an inclusive culture in which everyone feels encouraged to fulfil their potential.

We know that real personal growth cannot be achieved by simply climbing a career ladder – which is why we encourage and enable a wealth of avenues and interesting opportunities for everyone to broaden and deepen their skills and expertise.

As a global organisation spanning 70 countries and one rooted in a culture of growth, opportunity, diversity and innovation, LSEG is a place where everyone can grow, develop and fulfil your potential with meaningful careers.

The LSEG Post Trade Division comprises two of the most significant international Clearing Houses, LCH Ltd in London and LCH SA in Paris, as well as other important service providers to the post trade sector.Role profile:

The Credit Risk team ensures that credit risk exposures are adequately monitored and modelled in order to take informed action, providing analysis and oversight of counterparty risk exposure derived from clearing, settlement, custody, payment, treasury and other group activities. The team also assesses counterparties to determine risk limits, utilising internal and external information sources.

The candidate will support ongoing monitoring and analysis of risks.

Role profile:

Key responsibilities of the role:

·       Perform ongoing monitoring and analysis of risk, identifying areas of credit risk exposures and escalating changes as appropriate:

o    Learn role and responsibilities of a Credit Risk Analyst and provide support to the wider Group Risk function.

o    Review all checklists and procedures on an ongoing basis and take responsibility for updates where required.

o    Ensure understanding of applicable Group Risk policies.

o    Draft Daily Credit Monitoring Reports summarising:

§  Key financial and other market data releases

§  Significant changes in market data information including external ratings and share price fluctuations

§  Breaches of clearing activity thresholds/limits

o    Ensure appropriate escalation of any breaches and significant news stories to senior management.

·       Analyse and interpret data to provide regular reports for stakeholders, identifying risks outside appetite

o    Draft and present Internal Credit Score (ICS) Assessments and any ad hoc analysis to the Credit Risk Working Group and LCH Ltd CRO covering different counterparty types such as banks, non-bank firms, sovereigns and funds:

§  Assessments to include analysis of financial profile including balance sheet and income statement information, review of operational capability, rationale of the final ICS, a peer comparison, and when applicable, an exposure and limit summary.

·       Complete routine risk reporting and production of management information to support decision making, ensuring escalation of applicable counterparty ad hoc news stories in a timely and accurate manner.

·       Adhere to applicable risk control frameworks, policies and procedures in scope of own role.

o    Ensure understanding of the KRIs and controls in place for the Credit Risk function.

·       Ensure internal databases and systems are kept up to date:

o    Maintain internal database systems with updated counterparty financial and ICS information, ensuring accuracy and updates are implemented in line with KRIs.

o    Learn how to summarise and interpret Credit and relevant Market risk data from the Tableau dashboards.

·       Support the Credit Risk and wider Group Risk team to deliver risk projects and activities.

Required Skills:

·       This is an Individual Contributor role

·       Degree or equivalent in a relevant field

·       General knowledge of the financial services industry

Career Stage:

London Stock Exchange Group (LSEG) Information:

Join us and be part of a team that values innovation, quality, and continuous improvement. If you're ready to take your career to the next level and make a significant impact, we'd love to hear from you.

LSEG is a leading global financial markets infrastructure and data provider. Our purpose is driving financial stability, empowering economies and enabling customers to create sustainable growth.

Our purpose is the foundation on which our culture is built. Our values of Integrity, Partnership, Excellence and Change underpin our purpose and set the standard for everything we do, every day. They go to the heart of who we are and guide our decision making and everyday actions.

Working with us means that you will be part of a dynamic organisation of 25,000 people across 65 countries. However, we will value your individuality and enable you to bring your true self to work so you can help enrich our diverse workforce.

We are proud to be an equal opportunities employer. This means that we do not discriminate on the basis of anyone’s race, religion, colour, national origin, gender, sexual orientation, gender identity, gender expression, age, marital status, veteran status, pregnancy or disability, or any other basis protected under applicable law. Conforming with applicable law, we can reasonably accommodate applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.

You will be part of a collaborative and creative culture where we encourage new ideas. We are committed to sustainability across our global business and we are proud to partner with our customers to help them meet their sustainability objectives. Our charity, the LSEG Foundation provides charitable grants to community groups that help people access economic opportunities and build a secure future with financial independence. Colleagues can get involved through fundraising and volunteering.

LSEG offers a range of tailored benefits and support, including healthcare, retirement planning, paid volunteering days and wellbeing initiatives.

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