Manages credit risk for a global portfolio of commodity-trading counterparties. Performs quantitative and qualitative credit assessments, recommends credit limits and ratings, evaluates complex transactions, monitors exposures and emerging risks, supports negotiations and credit documentation, ensures policy compliance, and contributes to credit infrastructure projects.
Job Title:
Credit AnalystContract Type:
Time Type:
Job Description:
The Credit Analyst will be responsible for assessing and managing credit risk across a global portfolio of counterparties.
The role involves analysing quantitative and qualitative information, providing recommendations on credit limits, ratings and other credit terms, and supporting the negotiation of credit arrangements with external counterparties.
A strong understanding of metals markets, including base and precious metals, and the associated trading and credit risks is essential.
Main Responsibilities
- Conduct in-depth quantitative and qualitative credit assessments of counterparties, with a particular focus on the metals and mining sectors.
- Review and respond to day-to-day trade requests from commercial teams, including an increasing number of structured and non-standard transactions.
- Evaluate and support the structuring of complex, multi-commodity and long-term transactions.
- Support the negotiation and administration of credit arrangements, master trading agreements and other transaction-related documentation.
- Exercise delegated authority to recommend and approve credit limits, ratings and other credit terms.
- Proactively monitor and manage a portfolio of counterparties, primarily within the EMEA region, assessing current and potential future exposures, positions, credit developments and emerging risks.
- Ensure compliance with Group credit policies and procedures.
- Develop and maintain effective working relationships with counterparties, financial institutions and internal stakeholders.
- Participate in credit-related system enhancements and other initiatives to strengthen the company's credit risk infrastructure and capabilities.
Profile
- Minimum of 5 years of relevant experience in credit risk, ideally within commodity trading, banking or a related financial environment.
- Strong knowledge of metals markets and proven experience assessing counterparties operating in base metals, precious metals, mining or metals trading.
- Solid understanding of physical commodity trading, related credit exposures and the risks associated with structured and long-term transactions.
- Strong financial analysis, credit writing and risk assessment skills, with the ability to develop independent, well-supported recommendations.
- Working knowledge of master agreements commonly used in commodity markets, including ISDA and related credit support documentation (CSA).
- Strong analytical skills, sound commercial judgement and the ability to work effectively with trading and commercial teams.
- Excellent communication and stakeholder management skills, with a proactive and pragmatic approach.
If you think the open position you see is right for you, we encourage you to apply!
Our people make all the difference in our success.
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