Corporate Credit Risk Analyst

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BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

Risk CIB UK is the strategic unit responsible for managing credit risk for BBVA’s UK Branch. We act as a critical pillar in the Group’s risk management framework, ensuring the credit quality of wholesale proposals while integrating ESG factors to drive sustainable and profitable growth.

Joining our team means working at the heart of Corporate & Investment Banking (CIB). You will be part of a global, diverse environment, interacting daily with Global Markets, Lending & Advisory, and Transactional businesses. At BBVA, we don’t just manage risk; we act as strategic partners for global corporate clients and institutional investors.

About the job:

Job Description

As a Corporate Credit Risk Analyst, your mission is to support the team in safeguarding the bank's solvency while enabling business opportunities. You won't just "process" files; you will learn to interpret the financial health of major UK and global corporations, helping us navigate complex market shifts.

Your main impact will involve:

• Contributing to the end-to-end credit process, from initial pre-screening and financial analysis to the ongoing monitoring of approved risks.

• Developing high-quality credit assessments for CIB clients, with a focus on industrial sectors and diversified corporates.

• Assisting in the preparation of strategic materials for Credit and Business Committees, providing data-driven insights.

• Liaising with diverse internal and external stakeholders, building a professional network across different geographies.

• Identifying financial trends or events that could impact client credit quality, acting proactively to propose follow-up actions.

Mandatory Requirements:

• Specific Technical Knowledge:

  • Foundational understanding of financial statements (Balance Sheet, P&L, Cash Flow).

  • Knowledge of Credit Risk principles and the CIB landscape is highly desirable.

  • Interest in ESG integration within financial analysis.

  • Knowledge of rating tools would be highly valuable.

• Experience:

  • Previous experience in banking, consultancy, or a corporate finance department is highly valued.

  • Previous experience in Credit Risk Underwriting would be an advantage.

  • Experience in data handling and financial modeling is a plus.

• Academic Background: University Degree in Economics, Business Administration, Finance, Engineering, or similar.

• Languages:

  • English: Full professional proficiency (written and oral) is mandatory as you will be operating in the London market.

  • Spanish: Fluency is highly valued given our global headquarters' interaction, but not strictly exclusionary if your technical profile is exceptional.

• Personal Skills:

  • Impact Orientation: Ability to manage priorities effectively in dynamic environments while maintaining a focus on quality.

  • Analytical Mindset: A natural curiosity for industrial sectors and complex corporate structures.

  • Collaboration: Strong team-building spirit and the ability to communicate complex ideas clearly to different audiences.

Nice to have:

• Knowledge of the UK Mid-Corporate market.

• Familiarity with Bloomberg or internal risk rating tools.

• Proactive attitude toward process improvement and digitalization.

Please note that priority will be given to candidates who are eligible to work in the UK.

Skills: