Jobs at Santander

Supports enterprise risk management, control assurance, quality assurance, governance, and compliance within an FCA-regulated financial services environment. Responsibilities include risk and control testing, maintaining registers, producing management information and committee materials, overseeing outsourced activities, monitoring conduct and operational risk, and recommending governance improvements. The role also supports strategic projects, stakeholder engagement, and deputizes for the Head of Enterprise Risk.

Leads end-to-end communications planning and delivery for customer collateral changes supporting TSB-to-Santander migration. Coordinates Marketing, Communications, Product, Risk, Compliance, Legal, Operations, governance bodies, and programme teams. Manages risks, dependencies, regulatory and brand requirements, progress tracking, stakeholder engagement, and alignment with wider communications activity across a complex transformation programme.

Supports second-line risk monitoring, analysis, oversight, stress testing, and reporting, primarily across market risk. Responsibilities include monitoring interest rate, liquidity, and structural balance sheet risks; analysing exposures and trends; tracking risk appetite limits; supporting model risk and enterprise-wide risk activities; and developing dashboards and reporting tools using Excel, Power BI, and related analytical technologies.

Provides independent oversight and challenge of cyber and technology risks for Santander Corporate & Investment Banking. The role assesses risk frameworks, controls, remediation, cloud and third-party risks, emerging threats, incidents, and vulnerabilities. It develops risk reporting, metrics, and KRIs for senior management, supports regulatory and supervisory activity, and partners with technology, security, operational risk, compliance, audit, and business teams to strengthen cyber risk management and operational resilience.

Conduct wholesale credit reviews and ongoing monitoring for automotive dealership funding facilities. Analyze financial statements, cash-flow forecasts, credit risk, and lending proposals; recommend appropriate actions and risk mitigations; maintain credit policies, controls, reporting, and data accuracy. The role also oversees security arrangements, liaises with legal and regulatory stakeholders, supports outsourced activity monitoring, conducts site visits, contributes to projects and continuous improvement, and produces management information dashboards.

Build and develop Santander’s global Credit Repo franchise by executing repo and reverse repo transactions across investment grade, high-yield, and emerging-market credit. The role combines trading, client relationship development, financing solutions, inventory and balance-sheet optimization, short-covering support, risk management, and strategic business expansion. The trader will work with hedge funds, asset managers, banks, broker-dealers, and internal stakeholders across London, Madrid, and New York.

Leads a Financial Crime Risk and Controls team, overseeing AML, sanctions, fraud, bribery, terrorist financing, Consumer Duty, and due diligence controls. Designs risk-based assurance frameworks, conducts thematic reviews and control testing, manages remediation, supports regulatory audits, and provides management reporting. The role also involves stakeholder influence, team leadership, model calibration, continuous improvement, and development of AI-enabled control solutions.

Develop, implement, and maintain pricing and calibration models and curve construction frameworks for inflation derivatives (swaps, caps/floors, options). Collaborate with traders, structurers, risk and model validation to ensure robust, performant production analytics. Implement and test models in production libraries, monitor performance, produce documentation, and stay current with market practice and regulatory expectations.

Leads compliance and regulatory reporting activities, including SMCR oversight, horizon scanning, regulatory change management, risk profiling, controls testing, regulatory submissions, and management information. The role manages regulatory engagement, supports responses to reviews and investigations, advises senior stakeholders, and leads a compliance team while strengthening governance and risk awareness.

Leads corporate credit risk model development across IRB, IFRS9, stress testing, climate risk, and capital modelling. Responsibilities include model lifecycle management, performance monitoring, documentation, governance presentations, regulatory and audit engagement, data-quality resolution, and technical leadership of quantitative teams. The role partners with model owners, validators, regulators, auditors, and senior stakeholders to ensure compliant, reproducible, and fit-for-purpose models.

Leads management of a £1 billion Sterling bond fund, overseeing portfolio construction, performance, credit analysis, macroeconomic assessment, and risk management. Collaborates with global fixed-income teams, represents the strategy to retail and institutional clients, supports business development and product launches, and contributes expertise across institutional mandates. The role also involves regulatory compliance, investment governance, and developing Santander Asset Management’s UK fixed-income franchise.

Leads Santander UK’s Employment Legal function, advising executives, committees, and the Board on complex employment matters. Oversees litigation, investigations, whistleblowing, employee relations, organizational change, SMCR, TUPE, remuneration, and collective consultation. Develops a high-performing legal team, manages external counsel and budgets, strengthens governance and risk controls, and improves legal service delivery across the regulated banking group.