Jobs at LemFi

Lead corporate, M&A, financing, and group structure matters across multiple jurisdictions. Draft and negotiate acquisitions, equity rounds, debt facilities, regulatory change-in-control approvals, reorganizations, board matters, and employee equity arrangements. Manage cross-border counsel and deal costs while providing practical advice to founders, investors, lenders, and executives. Use AI tools to accelerate drafting, diligence, and legal research.

Drafts and negotiates payment processing, acquiring, banking, safeguarding, payout, technology, SaaS, and outsourcing agreements. Advises Payments and Partnerships on UK, Irish, and Norwegian payments and e-money regulation, including DORA requirements. Manages contract workflows, templates, renewals, and regulatory compliance reviews for customer terms, products, and marketing. Partners with cross-functional teams across regulated entities and uses AI-assisted tools for high-volume contract work.

Own and build automated lifecycle journeys across onboarding, retention, reactivation, referrals, and cross-sell. Configure triggers, segmentation, event logic, and personalized content using CRM automation platforms and Liquid. Partner with Product and Data on tracking, query journey data with SQL, and measure performance through analytics tools. Test and optimize programs across multiple products and markets, including remittances, credit, savings, and insurance.

Own end-to-end paid acquisition across Meta, Google, TikTok, and programmatic channels in multiple global markets. Manage significant media budgets and optimize CAC, LTV, ROAS, and payback periods. Lead experimentation across audiences, creative, bidding, and landing pages; develop attribution and measurement frameworks; translate performance data into actionable insights; and partner with Product, Growth, Creative, and Data on launches, expansion, and customer lifecycle growth.

Owns group accounting policies across US GAAP, FRS 102, and local frameworks; prepares technical accounting papers, evaluates new products, leads complex audit matters, defines transaction accounting rules, supports NetSuite automation, and maintains statutory reconciliations and consolidation processes. The role requires strong financial-services accounting expertise, technical writing, auditor communication, and hands-on journal-entry experience.

Own LemFi’s FP&A function, including integrated three-statement modeling, monthly forecasting, budget-versus-actual analysis, management reporting, and investor and lender reporting. Partner with business leaders on planning, spending, and strategic decisions; build business cases and scenario analyses; support fundraising, M&A diligence, and covenant tracking; and automate recurring data processes from NetSuite, the data warehouse, and operational systems.

Owns financial control for LemFi’s UK regulated entities, including monthly, quarterly, and annual close, FRS 102 statutory accounts, audits, credit accounting, IFRS 9 expected credit loss, safeguarding calculations, multi-currency transactions, reconciliations, forecasts, capital adequacy, FCA reporting support, and internal controls. Leads a small accounting team and partners with Finance Systems and Data to automate close processes and scalable reporting.

Build and operate reliable backend services for credit products, covering loan origination, underwriting, repayment, and collections. Design distributed systems, state machines, and service boundaries while ensuring data integrity, compliance, observability, and production reliability. Collaborate with product and compliance teams, use AI coding tools responsibly, and help establish engineering practices within an early-stage credit tribe.

Build and own core identity, onboarding, KYC, engagement, SDK, and shared platform services using Go. Define architectural standards, API contracts, and data consistency patterns while improving reliability and observability. Lead systems from design through production, solve scaling and regulatory challenges, participate in reviews and incident response, and mentor engineers. Partner with infrastructure and platform teams to enable product development across the organization.

Own second-line compliance oversight for a regulated consumer credit business. Responsibilities include complaints, collections, Consumer Duty, financial promotions, financial crime escalations, internal SAR reviews, FCA returns, breach tracking, third-party oversight, regulatory change, and Board reporting. The role also provides deputy MLRO coverage, practical advice to first-line teams, and review of customer-facing communications and product changes.

Drive user acquisition and community growth for LemFi’s France-Morocco corridor, focusing on Moroccan diaspora communities. Build local partnerships, manage influencers and agencies, execute grassroots marketing, attend events, track campaign performance and acquisition costs, and optimize growth strategies against KPIs. The role requires extensive travel across France and Europe, strong data analysis, cultural fluency, relationship-building, and independent execution.

Own growth and user acquisition for LemFi’s UK-Kenya corridor, focusing on East African diaspora communities. Build community presence, manage influencers, agencies, partners, and grassroots campaigns; travel across UK cities to support events and partnerships; track acquisition costs, conversions, and campaign performance; conduct market research; and provide user insights to product and marketing teams. The role requires extensive travel, occasional weekend work, strong data skills, cultural fluency, and at least five years of relevant experience.