Company Description
Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money.As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission.
Job Description
As a financial technology service/company moving billions of GBP of customer money in over 70 countries, Wise must have bulletproof financials. We need timely, accurate and scalable financial data to be compliant with regulations and make accurate business decisions to support our growth and financial objectives.
Due to continued and rapid growth we’re on the hunt for an experienced Finance professional to join our FP&A team in Shoreditch, London. You’ll be part of the team that helps pilot the rocket ship.
We’re looking for a Senior Analyst to join the Financial Resources Forecasting & Analysis team, part of Wise’s FP&A team. The team's primary responsibilities involve supporting the finance function’s forecast and collaborating with stakeholders on both entity-specific and group forecasts. These efforts aim to deliver consolidated forecasts that help the business achieve its mission, with a strong focus on the group’s capital and liquidity resources.
The successful candidate will play a key role in coordinating efforts across multiple teams, including FP&A, Strategic Finance, Banking, Treasury, Risk, and Financial Controllers to produce rolling group and entity forecasts, stress testing forecasts for ICARA/ILAAP as well as the group viability statement forecasts.
Responsibilities:
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As a member of the FP&A team you will help ensure the finance-owned regulatory processes and risks are understood by the candidate.
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Assist the team by ensuring that models (ICARA/ICAAP), stress tests and other regulatory requirements are performed as required by regulators e.g. FCA (UK), APRA (Australia) etc
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This also requires developing an understanding of our business drivers and the overall forecasting process.
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Ensure that capital and liquidity regulatory headroom is monitored as part of the ICARA, ILAAP and viability statement forecasting process.
Our finance team is spread across the globe, but mainly in London and Tallinn, so do expect a lot of video-calls. Your work will be instrumental in us delivering an ICARA and Wind Down Plan, as well as improving our knowledge, control and reporting of capital requirements, which is becoming a fundamental skill as we grow our product suite and geographical coverage.
A bit about you:
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Prior experience in a regulated environment is crucial to this role, ideally Including experience in Banking, Asset Management, Fintech with basic familiarity of prudential regulations (e.g. CRR, IFPR)). Experience in a multinational environment is a plus!
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Experience of building and/or running stress tests to support ICARA/ICAAP process or scenario analysis.
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A self starter with the ability to analyse data, take judgements and suggest structural and product strategies to improve capital and liquidity efficiency
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Worked in a fast moving, multinational financial services environment
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Expertise in building financial models and be comfortable with P&L, Balance Sheets, and Cash Flow statements
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Experience and knowledge of Macroeconomic factors and their impacts on financials e.g. interest rates.
Skills:
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Passionate about what we’re building at Wise.
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Love digging in data, numbers, thinking systematically, and analysing inter-dependencies.
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Keen to roll up sleeves and get the job done.
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Strong communicator: articulate, clear, strategic - with the ability to influence senior stakeholders
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Humble, comfortable operating with a level of uncertainty, keen to learn. Firm and forceful when required.
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Able to operate to defined timelines while bringing together a diverse stakeholder group.
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Able to work across multiple teams with flexibility and a can do attitude.
Mandatory experience/skills:
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Experience with producing forecasts supporting any of the following:
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ICAAP/ICARA
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Stress Testing or scenario analysis
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Wind Down Planning
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Qualified accountant
It would be ideal, but not essential if you are/have:
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Anaplan experience
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Planful experience
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Experience with IFPR/Stress Scenarios
Additional Information
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
What We Do
We’re making a positive, irreversible change in the world of finance. Together.
People on every continent around the world are choosing Wise to help them live, travel and work internationally. We’re the fairest, easiest way to send money overseas.
Built by and for people who live global lives, we make sending money abroad up to 8 times cheaper than the bank. This is money without borders - instant, convenient, transparent and eventually free.
For our customers, using Wise is as simple as sending money from A to B, but behind our app and website is a complex engine of currencies and routes, that’s being designed, built and powered by our talented teams in cities around the world.
We’re just at the beginning of our story and we’re growing at an incredible pace. We won’t stop until anyone, anywhere can send, spend and receive money wherever they are, whatever they’re doing. There’s still heaps to do and we can’t do it alone.
Why Work With Us
We are a mission-driven company, looking to change banking for the better. Current banking systems don’t let us send, spend or receive money across borders easily. Or quickly. Or cheaply. So, we’re building a new one. If you're looking for an autonomous work environment, where you'll face cool challenges, learn and grow, you'll like working at Wise
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WISE Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
Here at Wise we have a hybrid working model – a mix of working from home and from the office. Wisers can also work remotely for 90 days a year. By ‘remote’ we don’t just mean from home, but from wherever in the world you choose to!